6645 Cutting Blvd, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 6645 Cutting Blvd, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 820 sqft · built 1942
Lot Size	0.135 acres (5,890 sqft)
Owner	Company Name on Record
Last Sale	$659,000 (Aug 2016)
Tax Bill	$11,825 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`501-400-018-5`

Property Details

APN / Parcel Number

Primary APN	`501-400-018-5`
Alternative APN	`501-400-018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	820 sqft Living Area
1st Floor Area	820 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	5,890 sqft (0.135 acres)
Garage Type	Attached
Garage Area	299 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	6645 CUTTING BLVD
City	EL CERRITO
State	CA
Zip	94530-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RICH JUNCTION HTS LOTS 13 & 14 BLK 32
Legal Subdivision	RICHMOND JUNCTION HEIGHTS
Legal Block	32
Legal Lot Number	13,14
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2010
Census Tract	384000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6645 CUTTING BLVD, EL CERRITO, CA 94530-1922
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2018	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Jul 9, 2020	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
May 29, 2020	Loan Modification, Mortgage · Conventional Mortgage UMPQUA BK
Dec 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2016 · Amount on Record
Deed Sale	Aug 9, 2016 · Amount on Record
Prior Sale	May 6, 2011 · Amount on Record
Deed Document Number	2016158390
Last Transfer Date	Nov 8, 2019
Transfer Doc	0000217412
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	6645 CUTTING BLVD, EL CERRITO, CA 94530-1922
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000120447
Date	Jul 27, 2018
Instrument	2018-120447

Lender

Name	UMPQUA BANK
Type	Bank
Address	WALNUT CREEK, CA 94596

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	6645 CUTTING BLVD, EL CERRITO, CA 94530-1922
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099220
Date	May 26, 2020
Instrument	2020-099220

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	6645 CUTTING BLVD, EL CERRITO, CA 94530-1922
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000136081
Date	Jul 9, 2020
Instrument	2020-136081

Lender

Name	UMPQUA BANK
Type	Bank
Address	WALNUT CREEK, CA 94596

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CONTRA COSTA CA
Property Address	6645 CUTTING BLVD, EL CERRITO, CA 94530-1922
Document Number	0000134908
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6645 CUTTING BLVD EL CERRITO CA 945301922, EL CERRITO, CA 94530-1922

Mortgage

Document Number	0000134908
Date	Jul 8, 2020
Instrument	134908

Lender

Name	UMPQUA BK
Type	Bank
Address	SPOKANE, WA 99210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 4, 2019
Property Address	6645 CUTTING BLVD, EL CERRITO, CA 94530-1922
Document Number	0000217412
Instrument Date	Nov 8, 2019
Instrument	217412
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6645 CUTTING BLVD EL CERRITO CA 945301922, EL CERRITO, CA 94530-1922

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$848,309 (+2%) Land $675,116 Building $173,193
2025	$11,825.00 (+4.35%) Homeowner's exemption	$831,677 (+4.04%) Land $661,879 Building $169,798
2023	$11,332.00 (+3.66%) Homeowner's exemption	$799,383 Land $636,178 Building $163,205
2022	$10,932.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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