6643 Cutting Blvd, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 6643 Cutting Blvd, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,324 sqft · built 1950
Lot Size	0.132 acres (5,735 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Sep 2003)
Tax Bill	$9,488 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`501-400-019-3`

Property Details

APN / Parcel Number

Primary APN	`501-400-019-3`
Alternative APN	`501-400-019`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	988 sqft
Basement Area	336 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1965
Lot Area	5,735 sqft (0.132 acres)
Garage Type	Attached
Garage Area	287 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	6643 CUTTING BLVD
City	EL CERRITO
State	CA
Zip	94530-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RICH JUNCTION HTS LOTS 15 & 16 BLK 32
Legal Subdivision	RICHMOND JUNCTION HEIGHTS
Legal Block	32
Legal Lot Number	15,16
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2010
Census Tract	384000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6643 CUTTING BLVD, EL CERRITO, CA 94530-1922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2003 · Amount on File
Deed Sale	Sep 4, 2003 · Amount on File
Deed Document Number	2003439375
Prior Transfer Date	Oct 27, 1993
Prior Transfer Doc	0000318007
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	6643 CUTTING BLVD, EL CERRITO, CA 94530-1922
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6643 CUTTING BLVD, EL CERRITO, CA 94530-1922

Mortgage

Document Number	0000135877
Date	Sep 6, 2022
Instrument	2022-135877

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	479 Months
Due	Aug 25, 2062

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	6643 CUTTING BLVD, EL CERRITO, CA 94530-1922
Document Number	0000264769
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6643 CUTTING BLVD EL CERRITO CA 945301922, EL CERRITO, CA 94530-1922

Mortgage

Document Number	0000264769
Date	Nov 5, 2020
Instrument	264769

Lender

Name	ONE AMERICAN MTG
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$663,572 (+2.57%) Land $398,079 Building $265,493
2025	$9,488.00 (+5.05%) Homeowner's exemption	$646,915 (+4.97%) Land $390,274 Building $256,641
2023	$9,032.00 (+10.86%) Homeowner's exemption	$616,281 Land $375,120 Building $241,161
2022	$8,147.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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