6635 Surf Crest St, Carlsbad, CA 92011 Property Records

San Diego County property record for 6635 Surf Crest St, Carlsbad, CA 92011

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,864 sqft · built 2005
Lot Size	0.186 acres (8,112 sqft)
Owner	Company Name on Record
Last Sale	$1,025,000 (Jan 2005)
Tax Bill	$16,279 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`215-043-06-00`

Property Details

APN / Parcel Number

Primary APN	`215-043-06-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,864 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	8,112 sqft (0.186 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	6635 SURF CREST ST
City	CARLSBAD
State	CA
Zip	92011-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-Q
Legal Description	LOT 6 TR 014518
Legal Subdivision	CARLSBAD COURT
Legal Tract	014518
Legal Block	1
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	22102

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6635 SURF CREST ST, CARLSBAD, CA 92011-2643
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2005 · Amount on Record
Deed Sale	Jan 25, 2005 · Amount on Record
Deed Document Number	200561946
Last Transfer Date	Jul 21, 2020
Transfer Doc	0000675799
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6635 SURF CREST ST, CARLSBAD, CA 92011-2643
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3170 VISTA WAY, OCEANSIDE, CA 92056-3608

Mortgage

Document Number	0000617817
Date	Aug 31, 2021
Instrument	2021-0617817

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.25%
Index	1-Year CMT
Max Rate	7.25%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6635 SURF CREST ST, CARLSBAD, CA 92011-2643
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3170 VISTA WAY, OCEANSIDE, CA 92056-3608

Mortgage

Document Number	0000452489
Date	Aug 13, 2020
Instrument	2020-0452489

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 30, 2020
Property Address	6635 SURF CREST ST, CARLSBAD, CA 92011-2643
Document Number	0000675799
Instrument Date	Jul 21, 2020
Instrument	675799
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6635 SURF CREST ST CARLSBAD CA 920112643, CARLSBAD, CA 92011-2643
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,456,972 (+2%) Land $653,970 Building $803,002
2025	$16,279.00 (+3.85%) Homeowner's exemption	$1,428,405 (+4.04%) Land $641,148 Building $787,257
2023	$15,676.00 (+1.48%) Homeowner's exemption	$1,372,940 Land $616,252 Building $756,688
2022	$15,447.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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