6640 Riverside Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 6640 Riverside Dr, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,671 sqft · built 2000
Lot Size1.62 acres (70,800 sqft)
Owner2 Individual Names on Record
Last Sale$1,455,000 (Apr 2023)
Tax Bill$11,994 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Jan 2020 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN402326201001

Property Details

APN / Parcel Number

Primary APN402326201001
Alternative APNs
  • 00782430030007
  • 10004622873

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,671 sqft Living Area
Gross Area4,691 sqft
1st Floor Area2,671 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area70,800 sqft (1.62 acres)
Lot Dimensions600 ft deep x 118 ft wide
View / LotWaterfront
Garage TypeAttached
Garage Area760 sqft
DrivewayAsphalt Driveway
Driveway Area3,270 sqft
Parking Spaces9 Parking Spaces

Exterior Amenities

Pool Area27 sqft
PorchEnclosed/Screened Porch
Porch Area935 sqft
Deck Area208 sqft
Patio Area208 sqft
Loading Dock160 sqft
Lawn SprinklersLawn Sprinklers
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00782430030007
Street Address6640 RIVERSIDE DR
CityPUNTA GORDA
StateFL
Zip33982-1567
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionN CLEVELAND PART OF BLKS 14 15 16 & PART OF VAC FRONT ST & VAC FIRST ST & VAC 12TH ST 1.49AC M/L DESC AS BEG AT SE COR BLK 16 TH W 20.15FT TO CURVE SW ALG ARC OF CURVE 30.49 FT NW 132.04 FT W 17 FT N 45.39 FT E 17 FT NW 211.15 FT NW 47 FT NW 145.68 F
Legal Range23E
Legal Township40S
Legal Section26
Legal SubdivisionN CLEVELAND
Legal TractCLN
Legal Block14
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2027
Census Tract10200

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2785 PFRIMMERS CHAPEL RD NE, CORYDON, IN 47112-7551
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2023Warranty Deed, Transfer · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Jan 23, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 27, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2023 · Amount on Record
Deed SaleApr 13, 2023 · Amount on Record
Prior SaleJul 27, 2017 · Amount on Record
Deed Document Number20233249562
Prior Transfer DateJan 8, 2020
Prior Transfer Doc0045301292
Record UpdatedJun 8, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateApr 13, 2023
Property Address6640 RIVERSIDE DR, PUNTA GORDA, FL 33982-1567
Document Number0003249562
Map ReferenceMB 1 PG 22
Instrument DateApr 3, 2023
Instrument3249562
Transaction TypeTransfer
Record UpdatedMay 3, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,185.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6640 RIVERSIDE DR, PUNTA GORDA, FL 33982-1567

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2785 PFRIMMERS CHAPEL RD NE, CORYDON, IN 47112-7551

Mortgage

Document Number0003249563
DateApr 13, 2023
Instrument3249563
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateJan 23, 2020
Property Address6640 RIVERSIDE DR, PUNTA GORDA, FL 33982-1567
Document Number0045301292
Book / Page004530 / 001292
Instrument DateJan 8, 2020
Instrument2779658
Transaction TypeTransfer
Record UpdatedFeb 11, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6640 RIVERSIDE DR PUNTA GORDA FL 339821567, PUNTA GORDA, FL 33982-1567

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJul 27, 2017
Property Address6640 RIVERSIDE DR, PUNTA GORDA, FL 33982-1567
Document Number0042230355
Book / Page004223 / 000355
Instrument DateJul 24, 2017
Instrument2541176
Transaction TypeTransfer
Record UpdatedAug 15, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$4,025.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6640 RIVERSIDE DR PUNTA GORDA FL 339821567, PUNTA GORDA, FL 33982-1567

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,994.00 (-11.22%)$835,077 (+61.87%) Land $352,053 Building $483,024$835,077 (-3.76%) Land $352,053 Building $483,024
2024$13,510.00 (+62.07%)
2023$8,336.00 (+3.23%) Homeowner's exemption$515,890 (+3%)$867,738 (+5.23%) Land $414,180 Building $453,558
2022$8,075.00 Homeowner's exemption$500,864$824,587 Land $352,053 Building $472,534

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 151 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies167 units insured
incl. 16 condo units
Nearby Flood Claims257 (1982–2024)
Claims Outside the SFHA3 of 257
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 81 claims
  • Hurricane Helene, Sep 2024 · 64 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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