Charlotte County property record for 6550 Riverside Dr, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,292 sqft · built 1994 |
| Lot Size | 2.42 acres (105,664 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,000,000 (Feb 2023) |
| Tax Bill | $12,004 (2025) |
| Deeds & Mortgages | Feb 2023 Sale Jun 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 40-23-26-201-005 |
| Primary APN | 40-23-26-201-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,292 sqft Living Area |
| Gross Area | 4,320 sqft |
| Upper Floors Area | 772 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Material | Wood Shingle |
| Lot Area | 105,664 sqft (2.42 acres) |
| Lot Dimensions | 416 ft deep x 254 ft wide |
| Driveway | Driveway |
| Driveway Area | 3,144 sqft |
| Pool Area | 63 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 772 sqft |
| Deck Area | 270 sqft |
| Patio Area | 460 sqft |
| Fence | Fence |
| Loading Dock | 239 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Old Parcel Number | 00782430010001 |
|---|---|
| Street Address | 6550 RIVERSIDE DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-1567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | CLN 000 0013 0001N CLEVELAND NORTH BLOCK 13 TH NE 58 FT OF LOTS 1 & 4 AND TH SW 75 FT OF LOTS 2 & 3 AND THAT PORTION OF |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 26 |
| Legal Subdivision | CLEVELAND NORTH |
| Legal Block | 13 |
| Legal Lot Number | 1-4 4 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 10200 |
6550 Riverside Dr is owner-occupied and held in a trust since February 2023.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 6550 RIVERSIDE DR, PUNTA GORDA, FL 33982-1567 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2023 | Warranty Deed, Transfer ATTORNEY |
| Jun 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2023 · Amount on File |
| Deed Sale | Feb 1, 2023 · Amount on File |
| Prior Sale | Jun 25, 2021 · Amount on File |
| Deed Document Number | 3212741 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Feb 1, 2023 |
| Property Address | 6550 RIVERSIDE DR, PUNTA GORDA, FL 33982-1567 |
| Document Number | 0003212741 |
| Map Reference | MB 1 PG 22 |
| Instrument Date | Jan 23, 2023 |
| Instrument | 3212741 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $7,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3270 SOUTHSHORE DR # DR72B, DR72B, PUNTA GORDA, FL 33955-1939 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 6550 RIVERSIDE DR, PUNTA GORDA, FL 33982-1567 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 25, 2021 |
| Property Address | 6550 RIVERSIDE DR, PUNTA GORDA, FL 33982-1567 |
| Document Number | 0047930293 |
| Book / Page | 4793 / 293 |
| Map Reference | MB 1 PG 22 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 2964243 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 99 NESBIT ST, 99, PUNTA GORDA, FL 33950-3636 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6550 RIVERSIDE DR, PUNTA GORDA, FL 33982-1567 |
| Document Number | 0004793295 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 4793/295 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 6550 Riverside Dr was $12,004 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,004.00 Homeowner's exemption | $835,772 | $940,935 Land $509,512 Building $431,423 |
| 2023 | $22,361.00 (+17.31%) | $1,369,701 (+14.46%) | $1,313,469 (+9.76%) Land $783,864 Building $529,605 |
| 2022 | $19,062.00 Homeowner's exemption | $1,196,674 Land $642,253 Building $554,421 | $1,196,674 Land $642,253 Building $554,421 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6550 Riverside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 151 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 167 units insured incl. 16 condo units |
| Nearby Flood Claims | 257 (1982–2024) |
| Claims Outside the SFHA | 3 of 257 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6550 Riverside Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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