6640 Lapis Dr, Waco, TX 76708 Property Records

McLennan County property record for 6640 Lapis Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,199 sqft · built 1988
Lot Size	0.186 acres (8,093 sqft)
Owner	Individual Name on Record
Last Sale	$217,560 (Nov 2022)
Tax Bill	$6,024 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-039801-000100-7`

Property Details

APN / Parcel Number

Primary APN	`14-039801-000100-7`
Alternative APNs	`1403980100010070111` `103208`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,199 sqft Living Area
Gross Area	1,608 sqft
1st Floor Area	1,199 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	8,093 sqft (0.186 acres)
Lot Dimensions	115 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	409 sqft
Driveway	Concrete Driveway
Driveway Area	960 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6640 LAPIS DR
City	WACO
State	TX
Zip	76708-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	HIGHLAND WOODS LOT 1 BLOCK 1 ACRES .1858
Legal Subdivision	HIGHLAND WOODS
Legal Block	1
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2057
Census Tract	4104

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6640 LAPIS DR, WACO, TX 76708-9727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 24, 2024	Deed of Trust, Mortgage · VA Mortgage VALOREM LENDING LLC
Nov 16, 2022	Vendor's Lien, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Apr 30, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2022 · Amount on Record
Deed Sale	Nov 16, 2022 · Amount on Record
Prior Sale	Jun 15, 2016 · Amount on Record
Deed Document Number	202244517
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	6640 LAPIS DR, WACO, TX 76708-9727
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027667
Date	Jul 14, 2021
Instrument	2021027667

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	6640 LAPIS DR, WACO, TX 76708-9727
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6640 LAPIS DR, WACO, TX 76708-9727

Mortgage

Document Number	0000002237
Date	Jan 24, 2024
Instrument	2024002237

Lender

Name	VALOREM LENDING LLC
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

November 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Nov 16, 2022
Property Address	6640 LAPIS DR, WACO, TX 76708-9727
Document Number	0000044517
Map Reference	VOL 1515 PG 830
Instrument Date	Nov 1, 2022
Instrument	2022044517
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6640 LAPIS DR, WACO, TX 76708-9727

Mortgage

Document Number	0000044518
Date	Nov 16, 2022
Instrument	2022044518

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	6640 LAPIS DR, WACO, TX 76708-9727
Document Number	0000014531
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6640 LAPIS DR WACO TX 767089727, WACO, TX 76708-9727

Mortgage

Document Number	0000014531
Date	May 6, 2020
Instrument	14531

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 5, 2050

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Bosqueville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,000 (-19.51%) Land $35,449 Building $162,551	$198,000 (-19.51%) Land $35,449 Building $162,551
2025	$6,024.00 (+7.02%)	$245,980 (+20.62%) Land $32,210 Building $213,770	$245,980 (+20.62%) Land $32,210 Building $213,770
2024	$5,629.00 (+14.2%)
2023		$203,930 Land $32,210 Building $171,720	$203,930 Land $32,210 Building $171,720
2022	$4,929.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	3 (2016–2024)
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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