6605 Lapis Dr, Waco, TX 76708 Property Records

McLennan County property record for 6605 Lapis Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,242 sqft · built 2020
Lot Size	0.151 acres (6,555 sqft)
Owner	Company Name on Record
Last Sale	$421,900 (Dec 2019)
Tax Bill	$6,011 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-039801-004504-8`

Property Details

APN / Parcel Number

Primary APN	`14-039801-004504-8`
Alternative APNs	`1403980100450480101` `103240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft
Flooring	Carpet

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	6,555 sqft (0.151 acres)
Lot Dimensions	115 ft deep x 57 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6605 LAPIS DR
City	WACO
State	TX
Zip	76708-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	HIGHLAND WOODS LOT 49 BLOCK 1 ACRES .1505
Legal Subdivision	HIGHLAND WOODS
Legal Block	1
Legal Lot Number	49
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2057
Census Tract	4104

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1808 N CYPRESS AVE, STEPHENVILLE, TX 76401-2242
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK & TRUST
Sep 11, 2020	Deed of Trust, Mortgage COMMUNITY BK&TR WACO TX
Dec 30, 2019	Vendor's Lien, Transfer · Construction Mortgage COMMUNITY BANK & TRUST
Nov 16, 2018	Warranty Deed, Transfer COMMUNITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2019 · Amount on Record
Deed Sale	Dec 30, 2019 · Amount on Record
Deed Document Number	201942935
Prior Transfer Date	Dec 27, 2019
Prior Transfer Doc	0000042935
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	6605 LAPIS DR, WACO, TX 76708-9728
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 N CYPRESS AVE, STEPHENVILLE, TX 76401-2242

Mortgage

Document Number	0000029010
Date	Sep 22, 2025
Instrument	2025029010

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank
Address	WACO, TX 76703

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	6605 LAPIS DR, WACO, TX 76708-9728
Document Number	0000033559
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4030 WACO TX 767080400, WACO, TX 76708-0400

Mortgage

Document Number	0000033559
Date	Sep 22, 2020
Instrument	33559

Lender

Name	COMMUNITY BK&TR WACO TX
Type	Bank
Address	WACO, TX 76703-2303

Agreement

Amount	Amount Recorded

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 30, 2019
Property Address	6605 LAPIS DR, WACO, TX 76708-9728
Document Number	0000042935
Map Reference	VOL 1608 PG 194
Instrument Date	Dec 27, 2019
Instrument	2019042935
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4030, WACO, TX 76708-0400

Mortgage

Document Number	0000042936
Date	Dec 30, 2019
Instrument	2019042936

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Nov 16, 2018
Property Address	6605 LAPIS DR, WACO, TX 76708-9728
Document Number	0000040151
Instrument Date	Nov 15, 2018
Instrument	40151
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	FIRST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4030 WACO TX 767080400, WACO, TX 76708-0400

Mortgage

Document Number	40152
Date	Nov 16, 2018
Instrument	40152

Lender

Name	COMMUNITY BK
Type	Bank
Address	WACO, TX 76703-2303

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Bosqueville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,000 (-21.36%) Land $31,661 Building $161,339	$193,000 (-21.36%) Land $31,661 Building $161,339
2025	$6,011.00 (+8.29%)	$245,420 (+21.23%) Land $28,780 Building $216,640	$245,420 (+21.23%) Land $28,780 Building $216,640
2024	$5,551.00 (+13.45%)
2023		$202,440 Land $28,780 Building $173,660	$202,440 Land $28,780 Building $173,660
2022	$4,893.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	3 (2016–2024)
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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