6640 Camino del Rey, Bonsall, CA 92003 Property Records

San Diego County property record for 6640 Camino del Rey, Bonsall, CA 92003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,910 sqft · built 1965
Lot Size3.01 acres (131,551 sqft)
Owner2 Individual Names on File
Last Sale$600,000 (Apr 2004)
Tax Bill$8,919 (2025)
Deeds & MortgagesMar 2021 Mortgage
Oct 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN127-090-11-00

Property Details

APN / Parcel Number

Primary APN127-090-11-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,910 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area131,551 sqft
View / LotGood
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address6640 CAMINO DEL REY
CityBONSALL
StateCA
Zip92003-4601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 27-10-3W NWQ (EX RD)DOC76-2254 IN NWQ OF
Legal Range03W
Legal Township10
Legal Section27
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group2
Census Block2005
Census Tract18803

Owner

6640 Camino del Rey is owned and occupied by two individuals who bought it in April 2004.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address6640 CAMINO DEL REY, BONSALL, CA 92003-4601
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 13, 2020Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2004 · Amount on File
Deed SaleApr 16, 2004 · Amount on File
Prior SaleAug 26, 2003 · Amount on File
Deed Document Number2004334614
Prior Transfer DateApr 19, 2001
Prior Transfer Doc0000413224
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address6640 CAMINO DEL REY, BONSALL, CA 92003-4601
Transaction TypeMortgage
Record UpdatedMar 17, 2021
Title CompanyCHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6640 CAMINO DEL REY, BONSALL, CA 92003-4601

Mortgage

Document Number0000179265
DateMar 8, 2021
Instrument2021-0179265
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address6640 CAMINO DEL REY, BONSALL, CA 92003-4601
Document Number0000768488
Instrument DateOct 13, 2020
Transaction TypeMortgage
Record UpdatedDec 10, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6640 CAMINO DEL REY BONSALL CA 920034601, BONSALL, CA 92003-4601

Mortgage

Document Number0000768488
DateDec 2, 2020
Instrument768488
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueDec 1, 2045
Interest
Rate3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 6640 Camino del Rey was $8,919 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$870,089 (+2%) Land $580,060 Building $290,029
2025$8,919.00 Homeowner's exemption$853,030 Land $568,687 Building $284,343
2023$8,581.00 (+1.74%) Homeowner's exemption$819,907 Land $546,605 Building $273,302
2022$8,434.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6640 Camino del Rey in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6640 Camino del Rey is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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