San Diego County property record for 6580 Camino del Rey, Bonsall, CA 92003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,060 sqft · built 1979 |
| Lot Size | 2.31 acres (100,624 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Sep 2023) |
| Tax Bill | $11,792 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage May 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 127-090-63-00 |
| Primary APN | 127-090-63-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,060 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 100,624 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1270903200 |
|---|---|
| Street Address | 6580 CAMINO DEL REY |
| City | BONSALL |
| State | CA |
| Zip | 92003-4511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 27-10-3W NWQ PAR B PER DOC00-0304973 IN NWQ OF |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 18803 |
6580 Camino del Rey is owned and occupied by two individuals who bought it in September 2023.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6580 CAMINO DEL REY, BONSALL, CA 92003-4511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2023 | Grant Deed, Transfer · Commercial Mortgage GARNER FAMILY TRUST |
| May 25, 2022 | Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2023 · Amount on File |
| Deed Sale | Sep 22, 2023 · Amount on File |
| Deed Document Number | 2023257848 |
| Prior Transfer Date | Apr 26, 2022 |
| Prior Transfer Doc | 0000223258 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 22, 2023 |
| Property Address | 6580 CAMINO DEL REY, BONSALL, CA 92003-4511 |
| Document Number | 0000257848 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 2023-0257848 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6580 CAMINO DEL REY, BONSALL, CA 92003-4511 |
| Investor | Possibly a Property Investor |
| Document Number | 0000257849 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 2023-0257849 |
| Name | GARNER FAMILY TRUST |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 25, 2022 |
| Property Address | 6580 CAMINO DEL REY, BONSALL, CA 92003-4511 |
| Document Number | 0000223258 |
| Instrument Date | Apr 26, 2022 |
| Instrument | 2022-0223258 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FNC TITLE OF CALIFORNIA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 6580 CAMINO DEL REY, BONSALL, CA 92003-4511 |
| Document Number | 0000223259 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 2022-0223259 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 825 Months |
| Due | Feb 19, 2091 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.21% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.21% |
The 2025 property tax bill for 6580 Camino del Rey was $11,792, up 1.8% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,144,440 (+2%) Land $749,088 Building $395,352 | |
| 2025 | $11,792.00 (+1.85%) | $1,122,000 Land $734,400 Building $387,600 |
| 2024 | $11,578.00 (+364.42%) | |
| 2023 | $2,493.00 (+1.76%) Homeowner's exemption | $238,015 Land $68,640 Building $169,375 |
| 2022 | $2,450.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6580 Camino del Rey in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6580 Camino del Rey is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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