664 Windmill Cir, Bowling Green, KY 42104 Property Records

Warren County property record for 664 Windmill Cir, Bowling Green, KY 42104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,226 sqft · built 1995
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$230,900 (Nov 2019)
Tax Bill	$603 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040B-26-004`

Property Details

APN / Parcel Number

Primary APN	`040B-26-004`
Alternative APNs	`D9983843` `258477`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,226 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	136 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	D9983843
Street Address	664 WINDMILL CIR
City	BOWLING GREEN
State	KY
Zip	42104-3833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:4 SUBD:DUTCH GARDENS
Legal Subdivision	DUTCH GARDENS
Legal Lot Number	4
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	3
Census Block	3000
Census Tract	10900

Owner

664 Windmill Cir is owned and occupied by an individual who bought it in November 2019.

Source: Warren County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	664 WINDMILL CIR, BOWLING GREEN, KY 42104-3833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2019 · Amount on File
Deed Sale	Nov 13, 2019 · Amount on File
Deed Document Number	1112899
Deed Book / Page	D1195 / 872
Record Updated	Jun 8, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Nov 13, 2019
Property Address	664 WINDMILL CIR, BOWLING GREEN, KY 42104-3833
Document Number	0D1195/872
Book / Page	D1195 / 872
Map Reference	PL 21 PG 28 SL 5-198
Instrument Date	Nov 8, 2019
Instrument	1112899
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	618 LOVERS LN APT 300, 618, BOWLING GREEN, KY 42103-6911

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	664 WINDMILL CIR, BOWLING GREEN, KY 42104-3833

Mortgage

Document Number	0001112900
Date	Nov 13, 2019
Instrument	1112900

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 664 Windmill Cir was $603.

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bowling Green City
County	Warren County
Unified School District	Bowling Green Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$603.00	$237,400	$237,400
2023	$619.00 Homeowner's exemption	$230,900	$230,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 664 Windmill Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1998–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes,and Flooding, Apr 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 664 Windmill Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20