Warren County property record for 652 Windmill Cir, Bowling Green, KY 42104
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,069 sqft · built 1968 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $10,000 (Oct 2018) |
| Tax Bill | $810 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040B-26-008 |
| Primary APN | 040B-26-008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,069 sqft Living Area |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Basement |
| Garage Area | 725 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Patio Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 652 WINDMILL CIR |
|---|---|
| City | BOWLING GREEN |
| State | KY |
| Zip | 42104-3833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | DUTCH GARDENS |
| Legal Lot Number | 8 |
| Jurisdiction | WARREN KY |
| Township / Civil Division | BOWLING GREEN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10900 |
652 Windmill Cir is owned and occupied by two individuals who bought it in October 2018.
Source: Warren County records, as of December 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 652 WINDMILL CIR, BOWLING GREEN, KY 42104-3833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2020 | Deed of Trust, Mortgage · Line of Credit SERVICE ONE CU INC |
| Aug 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH CENTRAL BANK |
| Oct 4, 2018 | Assignment of Deed, Transfer · Conventional Mortgage SOUTH CENTRAL BANK |
| Jul 24, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2018 · Amount on File |
| Deed Sale | Oct 4, 2018 · Amount on File |
| Prior Sale | Jul 24, 2018 · Amount on File |
| Deed Document Number | 2018977604 |
| Deed Book / Page | 1172 / 243 |
| Prior Transfer Date | Oct 2, 2018 |
| Prior Transfer Doc | 0D1172/243 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Property Address | 652 WINDMILL CIR, BOWLING GREEN, KY 42104-3833 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | M3024/393 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | M3024/393 |
| Instrument | 1152063 |
| Name | SERVICE ONE CU INC |
|---|---|
| Type | Credit Union |
| Address | BOWLING GREEN, KY 42102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Aug 25, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Property Address | 652 WINDMILL CIR, BOWLING GREEN, KY 42104-3833 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FOREMAN WATSON LAND TTL LLC |
| Name | Verified Name |
|---|
| Document Number | M3014/690 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | M3014/690 |
| Instrument | 1148949 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | GLASGOW, KY 42141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Assignment of Deed |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | Oct 4, 2018 |
| Property Address | 652 WINDMILL CIR, BOWLING GREEN, KY 42104-3833 |
| Document Number | 0D1172/243 |
| Book / Page | D1172 / 243 |
| Map Reference | MB23 PG195 |
| Instrument Date | Oct 2, 2018 |
| Instrument | 977604 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2552 W G TALLEY RD, ALVATON, KY 42122-9664 |
| Document Number | 0000977669 |
|---|---|
| Date | Oct 4, 2018 |
| Instrument | 977669 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | Jul 24, 2018 |
| Property Address | 652 WINDMILL CIR, BOWLING GREEN, KY 42104-3833 |
| Document Number | 0D1167/108 |
| Book / Page | D1167 / 108 |
| Map Reference | MB7 PG5 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 971633 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $253.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 652 WINDMILL CIR, 652, BOWLING GREEN, KY 42104-3833 |
| Name | Verified Name |
|---|---|
| Address | 652 WINDMILL CIR, BOWLING GREEN, KY 42104-3833 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 652 Windmill Cir was $810.
Source: Warren County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Bowling Green City |
| County | Warren County |
| Unified School District | Bowling Green Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $810.00 | $253,000 | $253,000 |
| 2023 | $848.00 | $253,000 | $253,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 652 Windmill Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1998–2025) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 652 Windmill Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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