664 Windermere Dr, Culpeper, VA 22701 Property Records

Culpeper County property record for 664 Windermere Dr, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,495 sqft · built 2010
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,900 (May 2017)
Tax Bill	$2,268 (2025)
Deeds & Mortgages	Jun 2024 Refinance Mar 2025 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-R-2-121`

Property Details

APN / Parcel Number

Primary APN	`40-R-2-121`
Alternative APN	`21456`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,495 sqft Living Area
1st Floor Area	1,140 sqft
Basement Area	1,182 sqft
Unfinished Basement	1,182 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21456
Street Address	664 WINDERMERE DR
City	CULPEPER
State	VA
Zip	22701-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	REDWOOD LAKES PHASE 2D, LOT 121 11,114 SQ FT PLAT 8/320-326
Legal Subdivision	REDWOOD LAKES
Legal Phase	2D
Legal Lot Number	11,114
Jurisdiction	CULPEPER VA
Township / Civil Division	WEST FAIRFAX
Census Block Group	3
Census Block	3018
Census Tract	930203

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	664 WINDERMERE DR, CULPEPER, VA 22701-1213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance RANLIFE INC
Mar 31, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance RANLIFE INC
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
May 3, 2017	Grant Deed, Transfer · FHA Mortgage RANLIFE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2017 · Amount on Record
Deed Sale	May 3, 2017 · Amount on Record
Prior Sale	Jan 6, 2011 · Amount on Record
Deed Document Number	20172311
Last Transfer Date	Mar 21, 2025
Transfer Doc	0000001412
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	664 WINDERMERE DR, CULPEPER, VA 22701-1213
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240002713
Date	Jun 27, 2024
Instrument	240002713

Lender

Name	RANLIFE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

Interest

Rate Type	Fixed Rate

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	664 WINDERMERE DR, CULPEPER, VA 22701-1213
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250001353
Date	Mar 31, 2025
Instrument	250001353

Lender

Name	RANLIFE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	664 WINDERMERE DR, CULPEPER, VA 22701-1213
Document Number	200003410
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	664 WINDERMERE DR CULPEPER VA 227011213, CULPEPER, VA 22701-1213

Mortgage

Document Number	200003410
Date	Jun 8, 2020
Instrument	3410

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

Interest

Rate Type	Fixed Rate

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CULPEPER VA
Recording Date	May 3, 2017
Property Address	664 WINDERMERE DR, CULPEPER, VA 22701-1213
Document Number	170002311
Instrument Date	May 1, 2017
Instrument	2311
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	WFG NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$209.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	664 WINDERMERE DR CULPEPER VA 227011213, CULPEPER, VA 22701-1213

Mortgage

Document Number	170002312
Date	May 3, 2017
Instrument	2312

Lender

Name	RANLIFE
Address	PHOENIX, AZ 85070

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2047

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Municipality	Culpeper Town
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,268.00 (-12.06%)	$527,500 (+11.92%) Land $111,500 Building $416,000	$527,500 (+11.92%) Land $111,500 Building $416,000
2024	$2,579.00 (+4.03%)
2023	$2,479.00	$471,300 Land $99,300 Building $372,000	$471,300 Land $99,300 Building $372,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: T-Mobile.

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