652 Windermere Dr, Culpeper, VA 22701 Property Records

Culpeper County property record for 652 Windermere Dr, Culpeper, VA 22701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2009
Square Footage	2,160 sqft Living Area
Lot Size	13,504 sqft (0.31 acres)
Occupancy	Owner Occupied
Last Sale	$272,000 (2014)
Tax Bill	$2,002.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`40-R-2-124`
Alternative APN	`21459`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,160 sqft Living Area
1st Floor	1,080 sqft 1st Floor
Basement Area	1,080 sqft Basement
Unfinished Basement	1,080 sqft Unfinished
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,504 sqft (0.31 acres)
Parking Spaces	2 Parking Spaces
Garage Area	400 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	21459
Street Address	652 WINDERMERE DR
City	CULPEPER
State	VA
Zip	22701-1213
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REDWOOD LAKES PHASE 2D, LOT 124 13,867 SQ FT PLAT 8/320-326
Legal Subdivision	REDWOOD LAKES
Legal Phase	2D
Legal Lot Number	13,124
Jurisdiction	CULPEPER VA
Minor Civil Division	WEST FAIRFAX
Census Blockgroup	3
Census Block	3018
Census Tract	930203

Owner

Source: Culpeper County records · APN 40-R-2-124

Assessment roll updated November 7, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	652 WINDERMERE DR, CULPEPER, VA 22701-1213
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 14, 2014 · Amount on Record
Deed Sale	Oct 14, 2014 · Amount on Record
Prior Sale	Dec 30, 2009 · Amount on Record
Deed Book / Page	1400 / 4820
Record Refreshed	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	652 WINDERMERE DR, CULPEPER, VA 22701-1213
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003877
Date	Apr 26, 2021
Instrument	210003877

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	283 Months
Due	Nov 01, 2044

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Culpeper County records · Assessment roll updated November 7, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Municipality	Culpeper Town
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,002.00 (-12.69%)	$465,600 (+5.6%) Land $112,000 Building $353,600	$465,600 (+5.6%) Land $112,000 Building $353,600
2024	$2,293.00 (-1.12%)
2023	$2,319.00	$440,900 Land $99,800 Building $341,100	$440,900 Land $99,800 Building $341,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Culpeper County (51047C), updated February 25, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.