664 Riverview Ln, Saint Charles, MO 63301 Property Records

St. Charles County property record for 664 Riverview Ln, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,775 sqft · built 1960
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$471,850 (Apr 2023)
Tax Bill$5,016 (2025)
Deeds & MortgagesJan 2026 Mortgage
Apr 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN959520A000

Property Details

APN / Parcel Number

Primary APN959520A000
Alternative APN
  • 5-0124-0164-00-0027.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,775 sqft Living Area
Gross Area4,622 sqft
1st Floor Area1,709 sqft
Basement Area1,421 sqft
Finished Basement1,066 sqft
Unfinished Basement355 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area87,120 sqft
TerrainRolling
Garage TypeAttached
Garage Area1,492 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area198 sqft
Patio Area580 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number959520A000
Street Address664 RIVERVIEW LN
CitySAINT CHARLES
StateMO
Zip63301-0056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionCUL DE SAC COMMON FIELDS PT SUR 164 PT LOT 8
Legal SubdivisionTHOS J PAYNE SUB/CUL DESAC COM
Legal Lot Number8
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2025
Census Tract310202

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address664 RIVERVIEW LN, SAINT CHARLES, MO 63301-0056
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Apr 26, 2023Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Jan 3, 2023Warranty Deed, Transfer · Line of Credit
AMERICAN BANK OF MISSOURI
Sep 16, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2023 · Amount on Record
Deed SaleApr 26, 2023 · Amount on Record
Prior SaleJan 3, 2023 · Amount on Record
Deed Document Number202315598
Prior Transfer DateSep 16, 2022
Prior Transfer Doc0000051255
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address664 RIVERVIEW LN, SAINT CHARLES, MO 63301-0056
Transaction TypeMortgage
Record UpdatedJan 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 RIVERVIEW LN, SAINT CHARLES, MO 63301-0056

Mortgage

Document Number0000000857
DateJan 7, 2026
Instrument2026R-000857
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2046

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateApr 26, 2023
Property Address664 RIVERVIEW LN, SAINT CHARLES, MO 63301-0056
Document Number0000015598
Instrument DateApr 21, 2023
Instrument2023R-015598
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12225 CLAYTON RD, SAINT LOUIS, MO 63131-2303

Transferred To (Grantee/Buyer)

NameVerified Name
Address664 RIVERVIEW LN, SAINT CHARLES, MO 63301-0056

Mortgage

Document Number0000015599
DateApr 26, 2023
Instrument2023R-015599
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJan 3, 2023
Property Address664 RIVERVIEW LN, SAINT CHARLES, MO 63301-0056
Document Number0000000195
Instrument DateDec 29, 2022
Instrument2023R-000195
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address46 BOULDER CREEK CT, WENTZVILLE, MO 63385-5014

Transferred To (Grantee/Buyer)

NameVerified Name
Address12225 CLAYTON RD, SAINT LOUIS, MO 63131-2303

Mortgage

Document Number0000000196
DateJan 3, 2023
Instrument2023R-000196
Lender
NameAMERICAN BANK OF MISSOURI
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateSep 16, 2022
Property Address664 RIVERVIEW LN, SAINT CHARLES, MO 63301-0056
Document Number0000051255
Instrument DateSep 16, 2022
Instrument2022R-051255
Transaction TypeTransfer
Record UpdatedJan 17, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address664 RIVERVIEW LN, SAINT CHARLES, MO 63301-0056

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address664 RIVERVIEW LN, SAINT CHARLES, MO 63301-0056

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$74,541 (-)$392,325 (-) Land $67,500 Building $324,825
2025$5,016.00 (+72.73%)$74,541 (+33.1%)$392,325 (+33.1%) Land $67,500 Building $324,825
2023$56,004 (+23.53%)
2022$2,904.00$45,338$294,753 (+23.52%) Land $67,500 Building $227,253
2021$238,623 Land $67,500 Building $171,123

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims151 (1979–2022)
Claims Outside the SFHA8 of 151
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Flooding, And A Tornado, Sep 2008 · 4 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 7 claims
  • Severe Storms & Flooding, Aug 1993 · 66 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Riverview Ln

Nearby Streets

Search Property Records by Address or Parcel Number