St. Charles County property record for 642 Riverview Ln, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,914 sqft · built 1963 |
| Lot Size | 2.85 acres (124,146 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $306,434 (Mar 2022) |
| Tax Bill | $4,719 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Feb 2024 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 959910A000 |
| Primary APN | 959910A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,349 sqft Living Area |
| Gross Area | 4,554 sqft |
| 1st Floor Area | 1,914 sqft |
| Basement Area | 1,914 sqft |
| Finished Basement | 1,435 sqft |
| Unfinished Basement | 479 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 124,146 sqft |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 564 sqft |
| Patio Area | 1,500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 959910A000 |
|---|---|
| Street Address | 642 RIVERVIEW LN |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | PT LOTS 8 & 9 PAYNE SUB PT SUR 164 |
| Legal Subdivision | THOS J PAYNE SUB/US SURV 164 |
| Legal Lot Number | 26 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 310202 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 642 RIVERVIEW LN, SAINT CHARLES, MO 63301-0056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU |
| Feb 7, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 7, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage JLB CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2022 · Amount on Record |
| Deed Sale | Mar 7, 2022 · Amount on Record |
| Prior Sale | Jul 28, 2020 · Amount on Record |
| Deed Document Number | 202213280 |
| Prior Transfer Date | Feb 25, 2022 |
| Prior Transfer Doc | 0000013280 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 642 RIVERVIEW LN, SAINT CHARLES, MO 63301-0056 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Title Company | OLD REPUBLIC TITLE, ORT |
| Name | Verified Name |
|---|---|
| Address | 642 RIVERVIEW LN, SAINT CHARLES, MO 63301-0056 |
| Document Number | 0000042662 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 2025R-042662 |
| Name | NEIGHBORS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 642 RIVERVIEW LN, SAINT CHARLES, MO 63301-0056 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 642 RIVERVIEW LN, SAINT CHARLES, MO 63301-0056 |
| Document Number | 0000004838 |
|---|---|
| Date | Feb 7, 2024 |
| Instrument | 2024R-004838 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2044 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 7, 2022 |
| Property Address | 642 RIVERVIEW LN, SAINT CHARLES, MO 63301-0056 |
| Document Number | 0000013280 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 2022R-013280 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 642 RIVERVIEW LN, SAINT CHARLES, MO 63301-0056 |
| Document Number | 0000013281 |
|---|---|
| Date | Mar 7, 2022 |
| Instrument | 2022R-013281 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 28, 2020 |
| Property Address | 642 RIVERVIEW LN, SAINT CHARLES, MO 63301-0056 |
| Document Number | 0073551443 |
| Book / Page | 7355 / 1443 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 20200728000530180 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7266 FLYWAY DR, 7266, SPRING HILL, FL 34607-2495 |
| Name | Verified Name |
|---|---|
| Address | 642 RIVERVIEW LN, SAINT CHARLES, MO 63301-0056 |
| Document Number | 20200728000530200 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 20200728000530200 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,337 (-) | $380,716 (-) Land $82,500 Building $298,216 | |
| 2025 | $4,719.00 | $72,337 (+1.44%) | $380,716 (+1.44%) Land $82,500 Building $298,216 |
| 2023 | $71,309 | ||
| 2022 | $375,317 Land $82,500 Building $292,817 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 151 (1979–2022) |
| Claims Outside the SFHA | 8 of 151 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures