Clay County property record for 664 Payne Field Rd, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,024 sqft · built 1998 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $194 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051 25 0070100 |
| Primary APN | 051 25 0070100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,024 sqft Finished Area |
| 1st Floor Area | 1,556 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 40,075 sqft (0.92 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 216 sqft |
| Street Address | 664 PAYNE FIELD RD |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-6932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 25 T 16 R 06 PT SW 1/4 NW 1/4 DB 265/142 |
| Legal Range | 06E |
| Legal Township | 16 |
| Legal Section | 25 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950500 |
664 Payne Field Rd is owned and occupied by an individual.
Source: Clay County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 664 PAYNE FIELD RD, WEST POINT, MS 39773-6932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 664 PAYNE FIELD RD, WEST POINT, MS 39773-6932 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000500/460 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 500/460 |
| Instrument | 2018000086 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Feb 1, 2048 |
The 2025 property tax bill for 664 Payne Field Rd was $194.
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $194.00 Additional exemption filed | $10,832 (-) Land $900 Building $9,932 | $108,315 (-) Land $9,000 Building $99,315 |
| 2024 | $10,832 (-) Land $900 Building $9,932 | $108,315 (-) Land $9,000 Building $99,315 | |
| 2023 | $378.00 (+1.07%) Additional exemption filed | $10,832 Land $900 Building $9,932 | $108,315 Land $9,000 Building $99,315 |
| 2022 | $374.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 664 Payne Field Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Aug 2005 · Hurricane Katrina |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 664 Payne Field Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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