Clay County property record for 114 Payne Field Rd, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2,535 sqft · built 2002 |
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $785 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051 25 0090400 |
| Primary APN | 051 25 0090400 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,535 sqft Finished Area |
| 1st Floor Area | 1,461 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 59,677 sqft (1.37 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Utility Building | 160 sqft |
| Street Address | 114 PAYNE FIELD RD |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-6930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 25 T 16 R 06 PT SW 1/4 SW 1/4 E OF RD DB 296/321 |
| Legal Range | 06E |
| Legal Township | 16 |
| Legal Section | 25 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950500 |
114 Payne Field Rd is owned and occupied by an individual who acquired it in November 2017.
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 PAYNE FIELD RD, WEST POINT, MS 39773-6930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Dec 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC |
| Apr 16, 2020 | Deed of Trust, Mortgage BANK OF OKOLONA |
| Nov 7, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 6, 2017 |
| Transfer Doc | 296/321 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 114 PAYNE FIELD RD, WEST POINT, MS 39773-6930 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000539/621 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 539/621 |
| Instrument | 2021006312 |
| Name | LOAN DEPOT INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 114 PAYNE FIELD RD, WEST POINT, MS 39773-6930 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 521/766 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 521/766 |
| Instrument | 2020001148 |
| Name | BANK OF OKOLONA |
|---|---|
| Type | Bank |
| Address | OKOLONA, MS 38860 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Apr 14, 2025 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Nov 7, 2017 |
| Property Address | 114 PAYNE FIELD RD, WEST POINT, MS 39773-6930 |
| Document Number | 296/321 |
| Book / Page | 296 / 321 |
| Instrument Date | Nov 6, 2017 |
| Instrument | 2017005970 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 PAYNE FIELD RD, 114, WEST POINT, MS 39773-6930 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 114 PAYNE FIELD RD, WEST POINT, MS 39773-6930 |
The 2025 property tax bill for 114 Payne Field Rd was $785 with exemptions applied, up 4.4% from the year before.
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $785.00 (+4.39%) Additional exemption filed | $16,048 (-) Land $1,278 Building $14,770 | $160,471 (-) Land $12,776 Building $147,695 |
| 2024 | $752.00 (-41.98%) Additional exemption filed | $16,048 (+14.06%) Land $1,278 Building $14,770 | $160,471 (+14.06%) Land $12,776 Building $147,695 |
| 2023 | $1,296.00 (+1.25%) Additional exemption filed | $14,070 Land $1,278 Building $12,792 | $140,692 Land $12,776 Building $127,916 |
| 2022 | $1,280.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Payne Field Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Aug 2005 · Hurricane Katrina |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Payne Field Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures