6635 Upper Palermo Rd, Oroville, CA 95966 Property Records

Butte County property record for 6635 Upper Palermo Rd, Oroville, CA 95966

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,772 sqft · built 1970
Lot Size	1.96 acres (85,813 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Mar 2015)
Tax Bill	$3,087 (2025)
Deeds & Mortgages	Feb 2022 Second Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027-070-027-000`

Property Details

APN / Parcel Number

Primary APN	`027-070-027-000`
Alternative APN	`027-070-027`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,772 sqft Living Area
1st Floor Area	1,772 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Construction Type	Wood
Lot Area	85,813 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic

Location & Zoning

Old Parcel Number	027-070-027
Street Address	6635 UPPER PALERMO RD
City	OROVILLE
State	CA
Zip	95966-9013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VLDR
Legal Description	CARMEL AVE
Legal Subdivision	PALERMO
Legal Block	89
Legal Lot Number	2
Jurisdiction	BUTTE CA
Township / Civil Division	PALERMO
Census Block Group	3
Census Block	3002
Census Tract	3200

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6635 UPPER PALERMO RD, OROVILLE, CA 95966-9013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage US BANK NA
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 23, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2015 · Amount on Record
Deed Sale	Mar 4, 2015 · Amount on Record
Prior Sale	May 9, 2013 · Amount on Record
Deed Document Number	20156816
Prior Transfer Date	Nov 23, 2005
Prior Transfer Doc	0000073186
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	6635 UPPER PALERMO RD, OROVILLE, CA 95966-9013
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006184
Date	Feb 24, 2022
Instrument	2022-0006184

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	6635 UPPER PALERMO RD, OROVILLE, CA 95966-9013
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CLUB DR, PALM BEACH GARDENS, FL 33418-7002

Mortgage

Document Number	0000006183
Date	Feb 24, 2022
Instrument	2022-0006183

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	6635 UPPER PALERMO RD, OROVILLE, CA 95966-9013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6635 UPPER PALERMO RD, OROVILLE, CA 95966-9013

Mortgage

Document Number	0000013358
Date	Apr 23, 2018
Instrument	2018-0013358

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Secondary School District	Oroville Union High School District (09 - 12)
Elementary School District	Palermo Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,272 (+2%) Land $98,065 Building $195,207
2025	$3,087.00 (+4.61%)	$287,523 (+5.92%) Land $96,143 Building $191,380
2024			$410,220
2023	$2,951.00 (+3.29%)	$271,458 Land $92,410 Building $179,048
2022	$2,857.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	14 (1995–2019)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Feb 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 4 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH FEATHER W&P - MINERS RANCH serves 22,638 people · EPA ID CA0410006
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100
Succeed.Net Fixed Wireless	100 / 50

May also be available: AT&T, Verizon.

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