6631 Cedar Ln, Columbia, MD 21044 Property Records

Howard County property record for 6631 Cedar Ln, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,052 sqft · built 1982
Lot Size	1.73 acres (75,359 sqft)
Owner	Individual Name on Record
Last Sale	$194,000 (Dec 1998)
Tax Bill	$6,601 (2026)
Deeds & Mortgages	Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-354013`

Property Details

APN / Parcel Number

Primary APN	`05-354013`
Alternative APNs	`5354013` `354013`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,052 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	75,359 sqft (1.73 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Shed	1 Shed
Shed Area	560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	354013
Street Address	6631 CEDAR LN
City	COLUMBIA
State	MD
Zip	21044-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	1.738 A 6631 CEDAR LN SIMPSONVILLE
Legal Subdivision	SIMPSONVILLE
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	2
Census Block	2002
Census Tract	605602

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6631 CEDAR LN, COLUMBIA, MD 21044-4030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 1998 · Amount on Record
Deed Sale	Dec 2, 1998 · Amount on Record
Deed Document Number	19989611
Deed Book / Page	4529 / 536
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6631 CEDAR LN, COLUMBIA, MD 21044-4030
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6631 CEDAR LN, COLUMBIA, MD 21044-4030

Mortgage

Document Number	0201500145
Date	Jan 26, 2021
Book Page	20150/145

Lender

Name	FULTON BANK NA
Type	Bank
Address	BALTIMORE, MD 21210

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,601.00 (-6.92%) Homeowner's exemption	$555,067 (+1.83%)	$575,000 (+5.49%) Land $313,500 Building $261,500
2025	$7,092.00 (+47.84%) Homeowner's exemption	$545,100 (+17.03%) Land $293,500 Building $251,600	$545,100 (-) Land $293,500 Building $251,600
2023		$465,767	$545,100 Land $293,500 Building $251,600
2022	$4,797.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20