6565 Cedar Ln, Columbia, MD 21044 Property Records

Howard County property record for 6565 Cedar Ln, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,494 sqft · built 2000
Lot Size	0.741 acres (32,269 sqft)
Owner	2 Trust Names on File
Last Sale	$565,000 (Jul 2007)
Tax Bill	$9,911 (2026)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-433320`

Property Details

APN / Parcel Number

Primary APN	`05-433320`
Alternative APNs	`5433320` `433320`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,494 sqft Total Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	32,269 sqft (0.741 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	390 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	433320
Street Address	6565 CEDAR LN
City	COLUMBIA
State	MD
Zip	21044-4028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 3 32,269 SQ' 6565 CEDAR LN R/W WHISPERING PINES
Legal Subdivision	WHISPERING PINES
Legal Lot Number	3
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	2
Census Block	2002
Census Tract	605602

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	6565 CEDAR LN, COLUMBIA, MD 21044-4028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2007 · Amount on File
Deed Sale	Jul 27, 2007 · Amount on File
Prior Sale	Dec 6, 2000 · Amount on File
Deed Document Number	200779593
Deed Book / Page	10812 / 329
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6565 CEDAR LN, COLUMBIA, MD 21044-4028
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6565 CEDAR LN, COLUMBIA, MD 21044-4028

Mortgage

Document Number	0196100364
Date	Aug 12, 2020
Book Page	19610/364

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2030

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,911.00 (+2.62%)	$678,100 (+2.43%)	$710,300 (+7.3%) Land $300,600 Building $409,700
2025	$9,658.00 (+52.31%)	$662,000 (+11.05%) Land $280,600 Building $381,400	$662,000 (-) Land $280,600 Building $381,400
2023		$596,133	$662,000 Land $280,600 Building $381,400
2022	$6,341.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20