663 Saranac Dr, Winter Springs, FL 32708 Property Records

Seminole County property record for 663 Saranac Dr, Winter Springs, FL 32708

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,790 sqft · built 1987
Lot Size0.439 acres (19,154 sqft)
OwnerIndividual Name on Record
Last Sale$385,000 (Jun 2015)
Tax Bill$5,994 (2025)
Deeds & MortgagesJan 2022 Mortgage
Oct 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-21-31-5HS-0000-0410

Property Details

APN / Parcel Number

Primary APN08-21-31-5HS-0000-0410

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,790 sqft Living Area
1st Floor Area2,790 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area19,154 sqft
Garage Area592 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchPorch
Porch Area254 sqft
Patio Area652 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address663 SARANAC DR
CityWINTER SPRINGS
StateFL
Zip32708-5605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 41 TUSCAWILLA UNIT 14A PB 32 PGS 21 TO 24
Legal Range31E
Legal Township21S
Legal Section08
Legal SubdivisionTUSCAWILLA
Legal Lot Number41
Legal Unit14
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group3
Census Block3000
Census Tract21313

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address663 SARANAC DR, WINTER SPGS, FL 32708-5605
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2022Deed of Trust, Mortgage · VA Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Oct 10, 2018Deed of Trust, Mortgage · VA Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Sep 16, 2019Deed of Trust, Mortgage · VA Mortgage
NORTH AMERICAN SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2015 · Amount on Record
Deed SaleJun 16, 2015 · Amount on Record
Prior SaleJul 24, 2012 · Amount on Record
Deed Document Number2015064267
Deed Book / Page08488 / 0605
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address663 SARANAC DR, WINTER SPRINGS, FL 32708-5605
Transaction TypeMortgage
Record UpdatedJan 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address663 SARANAC DR, WINTER SPRINGS, FL 32708-5605

Mortgage

Document Number0101411591
DateJan 10, 2022
Book Page10141/1591
Instrument2022003422
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressWOODSTOCK, NY 12498
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address663 SARANAC DR, WINTER SPRINGS, FL 32708-5605
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0092271980
DateOct 10, 2018
Book Page09227/1980
Instrument2018116118
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2048

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address663 SARANAC DR, WINTER SPRINGS, FL 32708-5605
Document Number0094671508
Instrument DateSep 16, 2019
Transaction TypeMortgage
Record UpdatedNov 19, 2019
Title CompanyTRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address663 SARANAC DR WINTER SPRINGS FL 327085605, WINTER SPRINGS, FL 32708-5605

Mortgage

Document Number0094671508
DateOct 29, 2019
Book Page009467/001508
Instrument117768
Lender
NameNORTH AMERICAN SVGS BK
TypeFederal Savings Bank
AddressGRANDVIEW, MO 64030
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 28, 2049

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityWinter Springs City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,994.00 (+11.27%) Homeowner's exemption$401,056 (+6.65%)$635,233 (+15.17%) Land $150,000 Building $485,233
2023$5,387.00 (+2.79%) Homeowner's exemption$376,043 (+3%)$551,560 (+8.46%) Land $140,000 Building $411,560
2022$5,241.00 Homeowner's exemption$365,090$508,549 Land $120,000 Building $388,549

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER SPRINGS, CITY OF (3 WPS)
serves 34,657 people · EPA ID FL3590879
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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