1. Home
  2. Florida
  3. Charlotte County
  4. Punta Gorda
  5. Monaco Dr

657 Monaco Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 657 Monaco Dr, Punta Gorda, FL 33950

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,426 sqft · built 2022
Lot Size0.25 acres (10,902 sqft)
Owner2 Trust Names on File
Last Sale$935,000 (Apr 2023)
Tax Bill$12,143 (2025)
Deeds & MortgagesApr 2023 Sale
Jan 2018 Sale
Flood ZoneZone AE (high risk)
APN41-23-29-130-004

Property Details

APN / Parcel Number

Primary APN41-23-29-130-004
Alternative APNs
  • 0095260-192895-8
  • 10004711294

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,426 sqft Living Area
Gross Area3,680 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2022
Foundation TypeSlab (Mat/Raft)
Lot Area10,902 sqft (0.25 acres)
DrivewayDriveway
Driveway Area1,200 sqft
Pool Area49 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004711294
Old Parcel Number00952601928958
Street Address657 MONACO DR
CityPUNTA GORDA
StateFL
Zip33950-8015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGS-3.5
Legal DescriptionPGI 015 0283 0031 PUNTA GORDA ISLES SEC15 BLK283 LT31 765/728 974-2112 1124/1296 DC4138/1579-FPV 4273/1161 32
Legal Range23E
Legal Township41S
Legal Section29
Legal SubdivisionPUNTA GORDA ISLES
Legal Block283
Legal Lot Number31
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2020
Census Tract10405

Owner

657 Monaco Dr is held in a trust since April 2023.

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Co-ownerCo-owner on File
Mailing Address62 TURNBERRY DR, SHERIDAN, WY 82801-9049
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2023Warranty Deed, Transfer
ATTORNEY
Jan 17, 2018Warranty Deed, Transfer
AMERICAN LIBERTY TITLE

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleApr 21, 2023 · Amount on File
Deed SaleApr 21, 2023 · Amount on File
Prior SaleJan 17, 2018 · Amount on File
Deed Document Number3254064
Record UpdatedJun 8, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateApr 21, 2023
Property Address657 MONACO DR, PUNTA GORDA, FL 33950-8015
Document Number0003254064
Map ReferenceMB 8 PG 20A-20Z5
Instrument DateApr 7, 2023
Instrument3254064
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Tax$6,545.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address411 CROSS ST UNIT 111, 111, PUNTA GORDA, FL 33950-4876

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2613 KNADLER ST, LARAMIE, WY 82072-1993

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJan 17, 2018
Property Address657 MONACO DR, PUNTA GORDA, FL 33950-8015
Document Number0042731161
Book / Page004273 / 001161
Instrument DateJan 15, 2018
Instrument2579929
Transaction TypeTransfer
Record UpdatedFeb 7, 2018
Title CompanyAMERICAN LIBERTY TITLE

Transaction

AmountAmount on Record
Tax$455.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address950 TAMIAMI TRL #101 PORT CHARLOTTE FL 339533102, 101, PORT CHARLOTTE, FL 33953-3102

Tax Assessment & Valuation

The 2025 property tax bill for 657 Monaco Dr was $12,143.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,143.00$730,735$722,427 Land $115,000 Building $607,427
2023$10,725.00 (+729.47%)$567,886 (+642.33%)$671,301 (+777.52%) Land $100,000 Building $571,301
2022$1,293.00$76,500 Land $76,500$76,500 Land $76,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 657 Monaco Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 823 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,051 units insured
incl. 228 condo units
Nearby Flood Claims19 (2004–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Helene, Oct 2024 · 6 claims
  • Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Monaco Dr is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless		100 / 20

May also be available: Ethx.

Nearby Properties on Monaco Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures