6625 Optimum Loop, San Jose, CA 95119 Property Records

Santa Clara County property record for 6625 Optimum Loop, San Jose, CA 95119

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,404 sqft · built 2023
Lot Size	0.033 acres (1,445 sqft)
Owner	2 Individual Names on File
Last Sale	$1,016,000 (Jun 2024)
Tax Bill	$15,612 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone D (undetermined)
APN	`706-58-023`

Property Details

APN / Parcel Number

Primary APN	`706-58-023`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	3 Stories
Building Area	1,404 sqft Living Area
1st Floor Area	101 sqft
2nd Floor Area	117 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	1,445 sqft (0.033 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6625 OPTIMUM LOOP
City	SAN JOSE
State	CA
Zip	95119-1799
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	I
Legal Subdivision	10463 LOTUS/URBANOAK
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3002
Census Tract	512032

Owner

Source: Santa Clara County records · APN 706-58-023

Assessment roll updated August 11, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6625 OPTIMUM LOOP, SAN JOSE, CA 95119-1799
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 11, 2024 · Amount on Record
Deed Sale	Jun 11, 2024 · Amount on Record
Deed Document Number	202425648333
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	6625 OPTIMUM LOOP, SAN JOSE, CA 95119-1799
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6625 OPTIMUM LOOP, SAN JOSE, CA 95119-1799

Mortgage

Document Number	0025957575
Date	Mar 17, 2026
Instrument	25957575

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	6561 IRVINE CENTER DR # 100, IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated August 11, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$15,612.00 (+21.57%)	$1,035,972 (+100.34%) Land $517,986 Building $517,986
2024	$12,842.00 (+77.92%)
2023	$7,218.00	$517,098 Land $517,098

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 18, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Communications, LLC. Fixed Wireless · Fiber in parts of the area	250 / 100
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: California Internet, Sail Internet Holdings.

Based on FCC filings for 681 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.