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6614 Optimum Loop, San Jose, CA 95119 Property Records

Santa Clara County property record for 6614 Optimum Loop, San Jose, CA 95119 · Last verified October 2025

Property Summary

Property TypeCondominium
Details3 bd · 4 ba · 1,646 sqft · built 2023
Lot Size0.031 acres (1,386 sqft)
OwnerIndividual Name on File
Last Sale$1,306,000 (Feb 2024)
Tax Bill$18,372 (2025)
Deeds & MortgagesNov 2025 Mortgage
Feb 2024 Sale & Mortgage
Flood ZoneZone D (undetermined)
APN706-58-028

Property Details

APN / Parcel Number

Primary APN706-58-028

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms5 Rooms
Stories3 Stories
Building Area1,646 sqft Living Area
1st Floor Area361 sqft
2nd Floor Area664 sqft

Exterior

Year BuiltBuilt 2023
Construction TypeWood
Lot Area1,386 sqft (0.031 acres)
Garage Area411 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address6614 OPTIMUM LOOP
CitySAN JOSE
StateCA
Zip95119-1799
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTR 10463 UNIT 242
Legal Tract10463
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group3
Census Block3002
Census Tract512032

Owner

Source: Santa Clara County records · APN 706-58-028

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address6614 OPTIMUM LOOP, SAN JOSE, CA 95119-1799
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 05, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 23, 2024Grant Deed, Subdivision Related Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 23, 2024 · Amount on Record
Deed SaleFeb 23, 2024 · Amount on Record
Deed Document Number25601680
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address6614 OPTIMUM LOOP, SAN JOSE, CA 95119-1799
Transaction TypeMortgage
Record UpdatedNov 13, 2025
Title CompanyRELYON TITLE, RELTCO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6614 OPTIMUM LOOP, SAN JOSE, CA 95119-1799

Mortgage

Document Number0025896243
DateNov 05, 2025
Instrument25896243
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Address585 SOUTH BLVD E, PONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term177 Months
DueAug 01, 2040

February 2024: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateFeb 23, 2024
Property Address6614 OPTIMUM LOOP, SAN JOSE, CA 95119-1799
Document Number0025601680
Map ReferenceMB 919 PG 54-63
Instrument DateJan 09, 2024
Instrument25601680
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 04, 2024
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address6614 OPTIMUM LOOP, SAN JOSE, CA 95119-1799

Mortgage

Document Number0025601681
DateFeb 23, 2024
Instrument25601681
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.37%
Type Change DateMar 01, 2031
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change11.3%
Index1-Year T-Bill
Max Rate11.3%

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Secondary School DistrictEast Side Union High School District (09 - 12)
Elementary School DistrictOak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$18,372.00 (+154.53%) Homeowner's exemption$1,331,774 (+157.55%) Land $665,887 Building $665,887
2023$7,218.00$517,098 Land $517,098

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
Special Flood Hazard AreaNo
Flood HazardUndetermined
not studied
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 681 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless1,000 / 75
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Sail Internet Holdings, California Internet, Etheric Communications, LLC.. Availability varies by address; speeds are provider-advertised maximums, not measured.

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