6625 E Hwy 20, Lucerne, CA 95458 Property Records

Lake County property record for 6625 E Hwy 20, Lucerne, CA 95458

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,352 sqft · built 1955
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Sep 2011)
Tax Bill$3,762 (2025)
Deeds & MortgagesDec 2022 Transfer
May 2018 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN034-362-450-000

Property Details

APN / Parcel Number

Primary APN034-362-450-000
Alternative APN
  • 034-362-45

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,352 sqft Living Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeSteel Frame
Lot Area9,583 sqft (0.22 acres)
View / LotLake

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemFloor/Wall Furnace

Location & Zoning

Old Parcel Number034-362-45
Street Address6625 E HIGHWAY 20
CityLUCERNE
StateCA
Zip95458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionCLEAR LAKE BEACH ANX 02
Legal Block2
Legal Lot Number405
JurisdictionLAKE CA
Township / Civil DivisionLUCERNE-CLEARLAKE OAKS
Census Block Group2
Census Block2010
Census Tract501

Owner

Source: Lake County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 13, LUCERNE, CA 95458-0013
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2022Intrafamily Transfer, Transfer
May 25, 2018Affidavit of Death, Transfer
REDWOOD EMPIRE TITLE COMPANY/MENDOC, REDWOOD EMPIRE TITLE CO/MENDOC
May 25, 2018Grant Deed, Transfer · Conventional Mortgage
HOMEOWNERS FIN'L GRP USA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2011 · Amount on Record
Deed SaleSep 22, 2011 · Amount on Record
Deed Document Number201113685
Last Transfer DateOct 20, 2022
Transfer Doc0000007811
Record UpdatedSep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE CA
Recording DateDec 20, 2022
Property Address6625 E HIGHWAY 20, LUCERNE, CA 95458
Document Number0000016429
Instrument DateOct 20, 2022
Instrument2022016429
Transaction TypeTransfer
Record UpdatedFeb 20, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6625 E HIGHWAY 20, LUCERNE, CA 95458

Transferred To (Grantee/Buyer)

NameVerified Name
Address6625 E HIGHWAY 20, LUCERNE, CA 95458

May 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionLAKE CA
Recording DateMay 25, 2018
Property Address6625 E HIGHWAY 20, LUCERNE, CA 95458
Document Number0000006749
Instrument DateMay 23, 2018
Instrument6749
Transaction TypeTransfer
Record UpdatedOct 13, 2020
Title CompanyREDWOOD EMPIRE TITLE COMPANY/MENDOC, REDWOOD EMPIRE TITLE CO/MENDOC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address250 PARR LN AMERICAN CANYON CA 94503, AMERICAN CANYON, CA 94503

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateMay 25, 2018
Property Address6625 E HIGHWAY 20, LUCERNE, CA 95458
Document Number0000006750
Instrument DateMay 21, 2018
Instrument6750
Transaction TypeTransfer
Record UpdatedJun 27, 2018
Title CompanyREDWOOD EMPIRE TITLE COMPANY/MENDOC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$341.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6615 E HIGHWAY 20 LUCERNE CA 954587803, LUCERNE, CA 95458-7803

Mortgage

Document Number6751
DateMay 25, 2018
Instrument6751
Lender
NameHOMEOWNERS FIN'L GRP USA
TypeFunding / Finance Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 24, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Elementary School DistrictLucerne Elementary School District (KG - 08)
Secondary School DistrictUpper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,762.00 (+4.5%)$337,591 (+4.04%) Land $250,069 Building $87,522
2023$3,600.00 (+0.93%)$324,483 Land $240,359 Building $84,124
2022$3,567.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation1,331.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims38 (1983–2017)
Claims Outside the SFHA3 of 38
Most Recent ClaimMar 2017 · other causes
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 9 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
DigitalPath
Fixed Wireless
400 / 20
101Netlink
Fixed Wireless
100 / 20

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