Lake County property record for 6615 E Hwy 20, Lucerne, CA 95458
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,452 sqft · built 1977 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,000 (Jan 2025) |
| Tax Bill | $4,657 (2026) |
| Deeds & Mortgages | Apr 2022 Transfer Jul 2020 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 034-362-410-000 |
| Primary APN | 034-362-410-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,452 sqft Living Area |
| 1st Floor Area | 1,452 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Steel Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| View / Lot | Lake |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Old Parcel Number | 034-362-41 |
|---|---|
| Street Address | 6615 E HIGHWAY 20 |
| City | LUCERNE |
| State | CA |
| Zip | 95458-7803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | CLEAR LAKE BEACH ANX 02 |
| Legal Block | 2 |
| Legal Lot Number | 403 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 501 |
Source: Lake County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6615 E HIGHWAY 20, LUCERNE, CA 95458-7803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Apr 13, 2022 | Transfer on Death Deed, Transfer |
| Jul 20, 2020 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA |
| May 25, 2018 | Affidavit of Death, Transfer REDWOOD EMPIRE TITLE COMPANY/MENDOC, REDWOOD EMPIRE TITLE CO/MENDOC |
| May 25, 2018 | Grant Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2025 · Amount on Record |
| Deed Sale | Jan 17, 2025 · Amount on Record |
| Prior Sale | Jul 20, 2020 · Amount on Record |
| Deed Document Number | 2025507 |
| Prior Transfer Date | Apr 8, 2022 |
| Prior Transfer Doc | 0000005123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Apr 13, 2022 |
| Property Address | 6615 E HIGHWAY 20, LUCERNE, CA 95458-7803 |
| Document Number | 0000005123 |
| Map Reference | MB 4 PG 48 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 2022005123 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5046 RAHLVES DR, CASTRO VALLEY, CA 94546-2546 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Jul 20, 2020 |
| Property Address | 6615 E HIGHWAY 20, LUCERNE, CA 95458-7803 |
| Document Number | 0000008621 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 8621 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA |
| Amount | Amount Recorded |
|---|---|
| Tax | $440.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5046 RAHIVES DR CASTRO VALLEY CA 94546, CASTRO VALLEY, CA 94546 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | May 25, 2018 |
| Property Address | 6615 E HIGHWAY 20, LUCERNE, CA 95458-7803 |
| Document Number | 0000006749 |
| Instrument Date | May 23, 2018 |
| Instrument | 6749 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2020 |
| Title Company | REDWOOD EMPIRE TITLE COMPANY/MENDOC, REDWOOD EMPIRE TITLE CO/MENDOC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 250 PARR LN AMERICAN CANYON CA 94503, AMERICAN CANYON, CA 94503 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | May 25, 2018 |
| Property Address | 6615 E HIGHWAY 20, LUCERNE, CA 95458-7803 |
| Document Number | 0000006750 |
| Map Reference | MB4 PG48-50 |
| Instrument Date | May 23, 2018 |
| Instrument | 2018006750 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 6615 E HIGHWAY 20, LUCERNE, CA 95458-7803 |
| Document Number | 0000006751 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 2018006751 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Elementary School District | Lucerne Elementary School District (KG - 08) |
| Secondary School District | Upper Lake Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,657.00 (-3.06%) | $438,600 (+1.3%) Land $204,000 Building $234,600 |
| 2025 | $4,804.00 (+4.53%) | $432,970 (+4.04%) Land $173,188 Building $259,782 |
| 2023 | $4,596.00 (+0.92%) | $416,160 Land $166,464 Building $249,696 |
| 2022 | $4,554.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 1,331.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 38 (1983–2017) |
| Claims Outside the SFHA | 3 of 38 |
| Most Recent Claim | Mar 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 47% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
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