6621 SE Harbor Cir, Stuart, FL 34996 Property Records

Martin County property record for 6621 SE Harbor Cir, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,930 sqft · built 1988
Lot Size0.484 acres (21,083 sqft)
Owner2 Individual Names on File
Last Sale$382,500 (Sep 2021)
Tax Bill$41,686 (2025)
Deeds & MortgagesNov 2021 Mortgage
Sep 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-38-42-006-000-0018.0-1-0000

Property Details

APN / Parcel Number

Primary APN08-38-42-006-000-0018.0-1-0000
Alternative APNs
  • 08-38-42-006-000-00180-1
  • 838420060000018010000
  • 45706

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area3,930 sqft Living Area
Gross Area4,692 sqft
1st Floor Area3,930 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area21,083 sqft (0.484 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area762 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area576 sqft
PorchOpen Concrete/Masonry Porch
Porch Area786 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number45706
Street Address6621 SE HARBOR CIR
CitySTUART
StateFL
Zip34996-1962
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionSAILFISH POINT PLAT 4 LOT 18
Legal Range42E
Legal Township38S
Legal Section8
Legal SubdivisionSAILFISH POINT
Legal Block1
Legal Lot Number18
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1003
Census Tract100

Owner

6621 SE Harbor Cir is owned and occupied by two individuals who bought it in September 2021.

Source: Martin County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address6621 SE HARBOR CIR, STUART, FL 34996-1962
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 15, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 13, 2018Warranty Deed, Transfer
PREMIER TITLE COMPANY, PREMIER TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2021 · Amount on File
Deed SaleSep 15, 2021 · Amount on File
Prior SaleNov 13, 2018 · Amount on File
Deed Document Number20212914240
Deed Book / Page3256 / 1725
Prior Transfer DateApr 9, 2015
Prior Transfer Doc0027821019
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address6621 SE HARBOR CIR, STUART, FL 34996-1962
Transaction TypeMortgage
Record UpdatedNov 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6621 SE HARBOR CIR, STUART, FL 34996-1962

Mortgage

Document Number0032691731
DateNov 3, 2021
Book Page3269/1731
Instrument2924428
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2036

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateSep 15, 2021
Property Address6621 SE HARBOR CIR, STUART, FL 34996-1962
Document Number0032561725
Book / Page3256 / 1725
Map ReferenceMB 8 PG 88
Instrument DateSep 15, 2021
Instrument2914240
Transaction TypeTransfer
Record UpdatedOct 6, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$2,677.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6621 SE HARBOR CIR, 6621, STUART, FL 34996-1962

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6621 SE HARBOR CIR, STUART, FL 34996-1962

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateNov 13, 2018
Property Address6621 SE HARBOR CIR, STUART, FL 34996-1962
Document Number0030262074
Book / Page003026 / 002074
Instrument DateNov 8, 2018
Instrument2725268
Transaction TypeTransfer
Record UpdatedDec 6, 2018
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE CO

Transaction

AmountAmount on Record
Tax$9,100.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6621 SE HARBOR CIR STUART FL 349961962, STUART, FL 34996-1962

Tax Assessment & Valuation

The 2025 property tax bill for 6621 SE Harbor Cir was $41,686 with a homeowner's exemption, down 1.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$41,686.00 (-1.07%) Homeowner's exemption$2,625,007$3,311,550 Land $1,550,000 Building $1,761,550
2024$42,136.00 (+1.42%)
2023$41,546.00 (+3.12%) Additional exemption filed$2,476,727 (+3%)$3,099,850 (+28.91%) Land $1,300,000 Building $1,799,850
2022$40,289.00 Homeowner's exemption$2,404,590 Land $900,000 Building $1,504,590$2,404,590 Land $900,000 Building $1,504,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6621 SE Harbor Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 390 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,299 units insured
incl. 909 condo units
Nearby Flood Claims70 (1984–2023)
Claims Outside the SFHA6 of 70
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Oct 2004 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6621 SE Harbor Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAILFISH POINT
private · serves 1,145 people · EPA ID FL4434000
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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