Martin County property record for 6541 SE Harbor Cir, Stuart, FL 34996
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 6,399 sqft · built 1987 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,734,000 (May 2020) |
| Tax Bill | $38,500 (2024) |
| Deeds & Mortgages | Feb 2024 Transfer Dec 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-38-42-006-000-0012.0-4-0000 |
| Primary APN | 08-38-42-006-000-0012.0-4-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 6,399 sqft Living Area |
| Gross Area | 7,232 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 19,166 sqft (0.44 acres) |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 833 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 648 sqft |
| Porch | Open Porch |
| Porch Area | 675 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6541 SE HARBOR CIR |
|---|---|
| City | STUART |
| State | FL |
| Zip | 34996-1953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR |
| Legal Description | SAILFISH POINT PLAT 4 LOT 12 |
| Legal Range | 42E |
| Legal Township | 38S |
| Legal Section | 8 |
| Legal Subdivision | SAILFISH POINT |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 100 |
Source: Martin County records, as of September 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6541 SE HARBOR CIR, STUART, FL 34996-1953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 7, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 28, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage STOCKYARD BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2020 · Amount on Record |
| Deed Sale | May 29, 2020 · Amount on Record |
| Prior Sale | May 26, 2016 · Amount on Record |
| Deed Document Number | 20202817007 |
| Deed Book / Page | 3132 / 270 |
| Last Transfer Date | Feb 7, 2024 |
| Transfer Doc | 0034190730 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Feb 7, 2024 |
| Property Address | 6541 SE HARBOR CIR, STUART, FL 34996-1953 |
| Document Number | 0034190730 |
| Book / Page | 3419 / 730 |
| Map Reference | MB 8 PG 88 |
| Instrument Date | Feb 7, 2024 |
| Instrument | 3056839 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6541 SE HARBOR CIR, STUART, FL 34996-1953 |
| Name | Verified Name |
|---|---|
| Address | 6541 SE HARBOR CIR, STUART, FL 34996-1953 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Dec 28, 2023 |
| Property Address | 6541 SE HARBOR CIR, STUART, FL 34996-1953 |
| Document Number | 0034131472 |
| Book / Page | 3413 / 1472 |
| Map Reference | MB 8 PG 88 |
| Instrument Date | Dec 27, 2023 |
| Instrument | 3051468 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6541 SE HARBOR CIR, STUART, FL 34996-1953 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 6541 SE HARBOR CIR, STUART, FL 34996-1953 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | May 29, 2020 |
| Property Address | 6541 SE HARBOR CIR, STUART, FL 34996-1953 |
| Document Number | 0031320270 |
| Book / Page | 003132 / 000270 |
| Instrument Date | May 22, 2020 |
| Instrument | 2817007 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,138.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 700 COLONEL ANDERSON PKWY LOUISVILLE KY 402225521, LOUISVILLE, KY 40222-5521 |
| Document Number | 31320273 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 003132/000273 |
| Instrument | 2817008 |
| Name | STOCKYARD BK&TR |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Martin County assessment roll, as of August 27, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,147,995 (+21%) | $3,015,690 (+7.99%) Land $1,627,500 Building $1,388,190 | |
| 2024 | $38,500.00 (+5.64%) | ||
| 2023 | $36,443.00 (+19.08%) | $1,775,203 (+1%) | $2,792,600 (+32.41%) Land $1,365,000 Building $1,427,600 |
| 2022 | $30,604.00 | $1,613,821 | $2,109,050 Land $945,000 Building $1,164,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 390 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,299 units insured incl. 909 condo units |
| Nearby Flood Claims | 70 (1984–2023) |
| Claims Outside the SFHA | 6 of 70 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAILFISH POINT private · serves 1,145 people · EPA ID FL4434000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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