6620 Pequaywan Lake Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6620 Pequaywan Lake Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,430 sqft · built 2005
Lot Size	11.5 acres (504,860 sqft)
Owner	Individual Name on File
Tax Bill	$4,440 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`485-0010-02710`

Property Details

APN / Parcel Number

Primary APN	`485-0010-02710`
Alternative APN	`1006735`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,430 sqft Gross Area
1st Floor Area	1,242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	504,860 sqft (11.5 acres)
Garage Area	896 sqft

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Deck Area	192 sqft
Storage Building	192 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1006735
Street Address	6620 PEQUAYWAN LAKE RD
City	DULUTH
State	MN
Zip	55803-9770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	W1/2 OF NW1/4 OF SW1/4 LYING N OF SLY 555 FT SERIAL #
Legal Range	13W
Legal Township	52N
Legal Section	17
Legal Subdivision	NORMANNA TOWN OF 52-13
Jurisdiction	ST LOUIS MN
Township / Civil Division	NORMANNA
Census Block Group	1
Census Block	1086
Census Tract	10601

Owner

6620 Pequaywan Lake Rd is owned and occupied by an individual who acquired it in March 2016.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	6620 PEQUAYWAN LAKE RD, DULUTH, MN 55803-9770
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Closed-End Mortgage HARBOR POINTE CU
Jul 11, 2018	Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU
Dec 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE
Oct 1, 2018	Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2004
Deed Sale	Aug 27, 2004
Deed Document Number	2004955425
Last Transfer Date	Mar 16, 2016
Transfer Doc	0001282385
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6620 PEQUAYWAN LAKE RD, DULUTH, MN 55803-9770
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6620 PEQUAYWAN LAKE RD, DULUTH, MN 55803-9770

Mortgage

Document Number	0001476677
Date	Oct 25, 2023
Instrument	1476677

Lender

Name	HARBOR POINTE CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 20, 2033

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6620 PEQUAYWAN LAKE RD, DULUTH, MN 55803-9770
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001336285
Date	Jul 11, 2018
Instrument	1336285

Lender

Name	HARBOR POINTE CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6620 PEQUAYWAN LAKE RD, DULUTH, MN 55803-9770
Document Number	0001348303
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6616 PEQUAYWAN LAKE RD DULUTH MN 558039770, DULUTH, MN 55803-9770

Mortgage

Document Number	0001348303
Date	Jan 14, 2019
Instrument	1348303

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 13, 2024

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6620 PEQUAYWAN LAKE RD, DULUTH, MN 55803-9770
Document Number	00A1342160
Instrument Date	Oct 1, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6620 PEQUAYWAN LAKE RD DULUTH MN 558039770, DULUTH, MN 55803-9770

Mortgage

Document Number	00A1342160
Date	Oct 8, 2018
Instrument	A1342160

Lender

Name	HARBOR POINTE CU
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 7, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 6620 Pequaywan Lake Rd was $4,440 with a homeowner's exemption, up 10.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Normanna Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,440.00 (+10.34%) Homeowner's exemption
2025	$4,024.00 (-2.61%) Homeowner's exemption	$436,700 (+13.66%) Land $88,600 Building $348,100	$436,700 (+13.66%) Land $88,600 Building $348,100
2024	$4,132.00	$384,200 Land $78,100 Building $306,100	$384,200 Land $78,100 Building $306,100
2022		$376,200 Land $75,000 Building $301,200	$376,200 Land $75,000 Building $301,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6620 Pequaywan Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6620 Pequaywan Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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