6616 Pequaywan Lake Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6616 Pequaywan Lake Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,296 sqft · built 2008
Lot Size	7.14 acres (311,018 sqft)
Owner	Individual Name on File
Tax Bill	$2,498 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`485-0010-02715`

Property Details

APN / Parcel Number

Primary APN	`485-0010-02715`
Alternative APNs	`1038771` `1184029`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,296 sqft Gross Area
1st Floor Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	311,018 sqft (7.14 acres)
Garage Area	768 sqft
Pool Type	Spa / Hot Tub (No Pool)
Storage Building	90 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1184029
Street Address	6616 PEQUAYWAN LAKE RD
City	DULUTH
State	MN
Zip	55803-9770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW1/4 OF SW1/4 EX PART LYING N OF SLY 555 FT& EX WLY 300 FT & EX SLY 250 FT SERIAL #
Legal Range	13W
Legal Township	52N
Legal Section	17
Legal Subdivision	NORMANNA TOWN OF 52-13
Jurisdiction	ST LOUIS MN
Township / Civil Division	NORMANNA
Census Block Group	1
Census Block	1086
Census Tract	10601

Owner

6616 Pequaywan Lake Rd is owned and occupied by an individual.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	6616 PEQUAYWAN LAKE RD, DULUTH, MN 55803-9770
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage NORTH SHORE BANK OF COMMERCE
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE
Dec 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE
Jul 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE
Aug 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6616 PEQUAYWAN LAKE RD, DULUTH, MN 55803-9770
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6616 PEQUAYWAN LAKE RD, DULUTH, MN 55803-9770

Mortgage

Document Number	0001471026
Date	Jul 31, 2023
Instrument	1471026

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 22, 2028

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6616 PEQUAYWAN LAKE RD, DULUTH, MN 55803-9770
Document Number	00A1400830
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6616 PEQUAYWAN LAKE RD DULUTH MN 558039770, DULUTH, MN 55803-9770

Mortgage

Document Number	00A1400830
Date	Jan 11, 2021
Instrument	A1400830

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 10, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6616 PEQUAYWAN LAKE RD, DULUTH, MN 55803-9770
Document Number	0001348303
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6616 PEQUAYWAN LAKE RD DULUTH MN 558039770, DULUTH, MN 55803-9770

Mortgage

Document Number	0001348303
Date	Jan 14, 2019
Instrument	1348303

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 13, 2024

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6616 PEQUAYWAN LAKE RD, DULUTH, MN 55803-9770
Document Number	00A1337763
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6616 PEQUAYWAN LAKE RD DULUTH MN 558039770, DULUTH, MN 55803-9770

Mortgage

Document Number	00A1337763
Date	Aug 2, 2018
Instrument	A1337763

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2023

Interest

Rate Type	Adjustable Rate
Rate	6%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6616 PEQUAYWAN LAKE RD, DULUTH, MN 55803-9770
Document Number	00A1316359
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6616 PEQUAYWAN LAKE RD DULUTH MN 558039770, DULUTH, MN 55803-9770

Mortgage

Document Number	00A1316359
Date	Aug 28, 2017
Instrument	A1316359

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 6616 Pequaywan Lake Rd was $2,498 with a homeowner's exemption, up 10.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Normanna Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,498.00 (+10.73%) Homeowner's exemption
2025	$2,256.00 (-4.33%) Homeowner's exemption	$262,800 (+13.62%) Land $80,800 Building $182,000	$262,800 (+13.62%) Land $80,800 Building $182,000
2024	$2,358.00	$231,300 Land $71,200 Building $160,100	$231,300 Land $71,200 Building $160,100
2022		$226,000 Land $68,500 Building $157,500	$226,000 Land $68,500 Building $157,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6616 Pequaywan Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6616 Pequaywan Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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