6620 Ashford Ln, Frederick, MD 21702 Property Records

Frederick County property record for 6620 Ashford Ln, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,935 sqft · built 1989
Lot Size	0.522 acres (22,726 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (May 2026)
Tax Bill	$6,563 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-432008`

Property Details

APN / Parcel Number

Primary APN	`21-432008`
Alternative APN	`432008`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,935 sqft Living Area
Gross Area	3,703 sqft
1st Floor Area	2,282 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	22,726 sqft (0.522 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	302 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	432008
Street Address	6620 ASHFORD LN
City	FREDERICK
State	MD
Zip	21702-9421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 108 SEC 2 PLAT 1 22726 SQ FT CLOVER HILL III
Legal Subdivision	CLOVER HILL 03
Legal Lot Number	108
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3027
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

6620 Ashford Ln is owned and occupied by two individuals who bought it in May 2026.

Source: Frederick County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6620 ASHFORD LN, FREDERICK, MD 21702-9421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Oct 20, 2025	Intrafamily Transfer, Transfer
Feb 5, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Mar 31, 1989 · Amount on File
Deed Document Number	2026
Deed Book / Page	17871 / 86
Prior Transfer Date	Dec 29, 2014
Prior Transfer Doc	0103380500
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 21, 2026
Property Address	6620 ASHFORD LN, FREDERICK, MD 21702-9421
Document Number	1787000086
Book / Page	17871 / 86
Instrument Date	May 15, 2026
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$737,300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6620 ASHFORD LN, FREDERICK, MD 21702-9421
Investor	Possibly a Property Investor

Mortgage

Document Number	1787000092,
Date	May 21, 2026
Book Page	17871/92

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Oct 20, 2025
Property Address	6620 ASHFORD LN, FREDERICK, MD 21702-9421
Document Number	0175650016
Book / Page	17565 / 16
Map Reference	MB 37 PG 50
Instrument Date	Sep 2, 2025
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1109 BOUCHER AVE, ANNAPOLIS, MD 21403-2305

February 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 5, 2018
Property Address	6620 ASHFORD LN, FREDERICK, MD 21702-9421
Document Number	0122650024
Book / Page	012265 / 000024
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018
Title Company	EXCALIBUR TITLE AND ESCROW LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8040 STONE RIDGE DR FREDERICK MD 217022990, FREDERICK, MD 21702-2990

Mortgage

Document Number	122650028
Date	Feb 5, 2018
Book Page	012265/000028

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 4, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 6620 Ashford Ln was $6,563 with a homeowner's exemption, up 6.3% from the year before.

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,563.00 (+6.32%) Homeowner's exemption	$575,367	$624,800 Land $148,800 Building $476,000
2024	$6,173.00 (+8.83%)
2023	$5,672.00 Homeowner's exemption	$476,500 Land $86,700 Building $389,800	$476,500 Land $86,700 Building $389,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6620 Ashford Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6620 Ashford Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLOVERHILL 3 - CONSECUTIVE TO MD0100015 serves 888 people · EPA ID MD0100031
Water Source	Purchased surface water from CITY OF FREDERICK
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2017) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Glo Fiber, Verizon.

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