Frederick County property record for 6582 Ashford Ln, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,493 sqft · built 1988 |
| Lot Size | 0.377 acres (16,410 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $312,500 (Sep 2011) |
| Tax Bill | $5,770 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-431761 |
| Primary APN | 21-431761 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,999 sqft Living Area |
| Gross Area | 3,483 sqft |
| 1st Floor Area | 1,728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,410 sqft (0.377 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 264 sqft |
| Patio Area | 1,320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 431761 |
|---|---|
| Street Address | 6582 ASHFORD LN |
| City | FREDERICK |
| State | MD |
| Zip | 21702-2984 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 113 SEC 2 PLAT 4 16410 SQ FT CLOVER HILL III |
| Legal Subdivision | CLOVER HILL 03 SEC 02 04 |
| Legal Lot Number | 113 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 21, TUSCARORA |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 751201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6582 ASHFORD LN, FREDERICK, MD 21702-2984 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2011 · Amount on Record |
| Deed Sale | Sep 1, 2011 · Amount on Record |
| Prior Sale | Sep 1, 2011 · Amount on Record |
| Deed Book / Page | 8495 / 446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6582 ASHFORD LN, FREDERICK, MD 21702-2984 |
| Document Number | 0123920135 |
| Instrument Date | Apr 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6582 ASHFORD LN FREDERICK MD 217022984, FREDERICK, MD 21702-2984 |
| Document Number | 0123920135 |
|---|---|
| Date | May 3, 2018 |
| Book Page | 012392/000135 |
| Name | THIRD FED'L S&L/CLEVELAND |
|---|---|
| Type | Federal Savings Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 2, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $513,300 (+39.29%) Land $142,400 Building $370,900 | $513,300 (+39.29%) Land $142,400 Building $370,900 | |
| 2025 | $5,770.00 (+30.96%) | ||
| 2023 | $4,406.00 | $368,500 Land $80,400 Building $288,100 | $368,500 Land $80,400 Building $288,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLOVERHILL 3 - CONSECUTIVE TO MD0100015 serves 888 people · EPA ID MD0100031 |
|---|---|
| Water Source | Purchased surface water from CITY OF FREDERICK |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2017) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Glo Fiber, Verizon.
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