655 E 10th St, Charlotte, NC 28202 Property Records

Mecklenburg County property record for 655 E 10th St, Charlotte, NC 28202

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,308 sqft · built 2003
Lot Size	0.87 acres (37,912 sqft)
Owner	Individual Name on Record
Last Sale	$319,000 (Aug 2018)
Tax Bill	$3,711 (2023)
Deeds & Mortgages	Apr 2022 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`080-075-84`

Property Details

APN / Parcel Number

Primary APN	`080-075-84`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,308 sqft Heated Area
Gross Area	1,500 sqft
1st Floor Area	452 sqft
Upper Floors Area	456 sqft
Attic Area	192 sqft

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	37,912 sqft (0.87 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	080-075-84
Street Address	655 E 10TH ST
City	CHARLOTTE
State	NC
Zip	28202-3129
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	UR2
Legal Description	BLDG 1 UNIT 13 U/F 653-1
Legal Subdivision	CITYVIEW TOWNES CONDO
Legal Unit	13
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3006
Census Tract	600

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 E 10TH ST, CHARLOTTE, NC 28202-3129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Aug 23, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2018 · Amount on Record
Deed Sale	Aug 23, 2018 · Amount on Record
Prior Sale	Apr 17, 2014 · Amount on Record
Deed Document Number	0032925114
Deed Book / Page	32925 / 114
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	655 E 10TH ST, CHARLOTTE, NC 28202-3129
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058855
Date	Apr 18, 2022
Book Page	37256/459
Instrument	2022058855

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	655 E 10TH ST, CHARLOTTE, NC 28202-3129
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000209611
Date	Dec 10, 2020
Book Page	35417/816
Instrument	2020209611

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	655 E 10TH ST, CHARLOTTE, NC 28202-3129
Document Number	0000042270
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 E 10TH ST CHARLOTTE NC 282023129, CHARLOTTE, NC 28202-3129

Mortgage

Document Number	0000042270
Date	Mar 25, 2020
Book Page	034404/000881
Instrument	42270

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 23, 2018
Property Address	655 E 10TH ST, CHARLOTTE, NC 28202-3129
Document Number	0000107080
Book / Page	032925 / 000114
Instrument Date	Aug 18, 2018
Instrument	107080
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	HARBOR CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$638.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 E 10TH ST CHARLOTTE NC 282023129, CHARLOTTE, NC 28202-3129

Mortgage

Document Number	107081
Date	Aug 23, 2018
Book Page	032925/000116
Instrument	107081

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber.

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