662 Cedar Point Dr, Charleston, SC 29412 Property Records

Charleston County property record for 662 Cedar Point Dr, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,903 sqft · built 2019
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Jan 2017)
Tax Bill	$5,868 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2022 Mortgage + 6 more
Flood Zone	Zone AE (high risk)
APN	`452-06-00-104`

Property Details

APN / Parcel Number

Primary APN	`452-06-00-104`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,903 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	20,038 sqft (0.46 acres)
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	662 CEDAR POINT DR
City	CHARLESTON
State	SC
Zip	29412-8982
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -CEDAR POINT DESCRIPTION -LOT 14
Legal Subdivision	CEDAR POINT
Legal Lot Number	14
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	2
Census Block	2052
Census Tract	2005

Owner

662 Cedar Point Dr is owned and occupied by two individuals who bought it in January 2017.

Source: Charleston County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	662 CEDAR POINT DR, CHARLESTON, SC 29412-8982
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CAROLINA FCU
Mar 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Oct 5, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH CAROLINA FCU
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CAROLINA FCU
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
May 21, 2019	Deed of Trust, Mortgage · Line of Credit SOUTH CAROLINA FCU
Dec 8, 2017	Trustee's Deed, Construction Loan · Construction Mortgage SOUTH CAROLINA FCU
Jan 5, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2017 · Amount on File
Deed Sale	Jan 5, 2017 · Amount on File
Prior Sale	May 4, 2006 · Amount on File
Deed Book / Page	608 / 181
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	662 CEDAR POINT DR, CHARLESTON, SC 29412-8982
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009590095
Date	Feb 9, 2021
Book Page	959/95

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29419

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	662 CEDAR POINT DR, CHARLESTON, SC 29412-8982
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010900511
Date	Mar 19, 2022
Book Page	1090/511

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	662 CEDAR POINT DR, CHARLESTON, SC 29412-8982
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010390589
Date	Oct 5, 2021
Book Page	1039/589

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29419

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2041

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	662 CEDAR POINT DR, CHARLESTON, SC 29412-8982
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010600109
Date	Dec 13, 2021
Book Page	1060/109

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29419

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	662 CEDAR POINT DR, CHARLESTON, SC 29412-8982
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	662 CEDAR POINT DR, CHARLESTON, SC 29412-8982

Mortgage

Document Number	0011490270
Date	Nov 18, 2022
Book Page	1149/270

Lender

Name	COGENT BANK
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 4, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	662 CEDAR POINT DR, CHARLESTON, SC 29412-8982
Document Number	0799/0852
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	662 CEDAR POINT DR CHARLESTON SC 294128982, CHARLESTON, SC 29412-8982

Mortgage

Document Number	0799/0852
Date	Jun 5, 2019
Book Page	000799/000852

Lender

Name	SOUTH CAROLINA FCU
Address	NORTH CHARLESTON, SC 29419-9012

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2049

Interest

Rate Type	Adjustable Rate

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHARLESTON SC
Recording Date	Dec 8, 2017
Property Address	662 CEDAR POINT DR, CHARLESTON, SC 29412-8982
Book / Page	000684 / 000874
Instrument Date	Oct 27, 2017
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0684/0874
Date	Dec 8, 2017
Book Page	000684/000874

Lender

Name	SOUTH CAROLINA FCU
Address	N CHARLESTON, SC 29419-9012

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jan 5, 2017
Property Address	662 CEDAR POINT DR, CHARLESTON, SC 29412-8982
Document Number	0608/0181
Book / Page	000608 / 000181
Instrument Date	Dec 8, 2016
Transaction Type	Transfer
Record Updated	Jan 17, 2017

Transaction

Amount	Amount on Record
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	733 JIM ISLE DR CHARLESTON SC 294124711, CHARLESTON, SC 29412-4711

Tax Assessment & Valuation

The 2025 property tax bill for 662 Cedar Point Dr was $5,868, up 21.8% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	James Island Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,868.00 (+21.77%)	$1,252,193 (+2,774.64%) Land $236,212 Building $1,015,981	$1,535,716 Land $399,916 Building $1,135,800
2024	$4,819.00	$43,560
2022	$4,325.00	$42,270	$1,069,037 Land $207,837 Building $861,200
2020			$1,101,200 Land $207,800 Building $893,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 662 Cedar Point Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 544 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	544 in force
Nearby Flood Claims	283 (1979–2023)
Claims Outside the SFHA	13 of 283
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Hurricane Irma, Sep 2017 · 35 claims Severe Storms And Flooding, Oct 2015 · 20 claims Hurricane Hugo, Sep 1989 · 162 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 662 Cedar Point Dr is moderate, ranking above 61% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 81% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Point Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures