650 Cedar Point Dr, Charleston, SC 29412 Property Records

Charleston County property record for 650 Cedar Point Dr, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,324 sqft · built 2006
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$1,337,000 (Nov 2024)
Tax Bill	$6,251 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`452-06-00-107`

Property Details

APN / Parcel Number

Primary APN	`452-06-00-107`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,324 sqft Living Area
Gross Area	5,376 sqft
1st Floor Area	1,768 sqft
Upper Floors Area	1,556 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Multi-Family
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Terrain	High

Exterior Amenities

Porch	Slab
Porch Area	660 sqft
Deck Area	126 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	650 CEDAR POINT DR
City	CHARLESTON
State	SC
Zip	29412-8982
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -CEDAR POINT DESCRIPTION -LOT 17
Legal Subdivision	CEDAR POINT
Legal Lot Number	17
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	2
Census Block	2052
Census Tract	2005

Owner

650 Cedar Point Dr is owned and occupied by two individuals who bought it in November 2024.

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	650 CEDAR POINT DR, CHARLESTON, SC 29412-8982
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 15, 2020	Grant Deed, Transfer · VA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2024 · Amount on File
Deed Sale	Nov 7, 2024 · Amount on File
Prior Sale	Jun 15, 2020 · Amount on File
Deed Book / Page	1277 / 624
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	650 CEDAR POINT DR, CHARLESTON, SC 29412-8982
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010170058
Date	Jul 26, 2021
Book Page	1017/58

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Apr 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 15, 2020
Property Address	650 CEDAR POINT DR, CHARLESTON, SC 29412-8982
Document Number	0890/0316
Book / Page	000890 / 000316
Instrument Date	Jun 2, 2020
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	650 CEDAR POINT DR CHARLESTON SC 294128982, CHARLESTON, SC 29412-8982

Mortgage

Document Number	890/0322
Date	Jun 15, 2020
Book Page	000890/000322

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 650 Cedar Point Dr was $6,251, up 93.4% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	James Island Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,251.00 (+93.41%)	$1,337,000 Land $314,500 Building $1,022,500	$1,337,000 Land $314,500 Building $1,022,500
2024	$3,232.00
2022	$2,974.00	$28,600	$715,000 Land $141,600 Building $573,400
2020			$715,000 Land $141,600 Building $573,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 650 Cedar Point Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 544 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	544 in force
Nearby Flood Claims	283 (1979–2023)
Claims Outside the SFHA	13 of 283
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Hurricane Irma, Sep 2017 · 35 claims Severe Storms And Flooding, Oct 2015 · 20 claims Hurricane Hugo, Sep 1989 · 162 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 Cedar Point Dr is moderate, ranking above 61% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 81% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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