Okaloosa County property record for 6589 Old River Rd, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,308 sqft · built 2006 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Jun 2020) |
| Tax Bill | $117 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-8217-5 |
| Primary APN | C56-000-598-8217-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,308 sqft Living Area |
| Gross Area | 3,474 sqft |
| 1st Floor Area | 2,308 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 252 sqft |
| Patio Area | 408 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6589 OLD RIVER RD |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-8142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL C: COM SW COR OF NW1/4 E 45.18 FT N 130.87 FT TO POB E 333.66 FT S 130.87 FT E 223. 65 FT N 311.62 FT W 228.24 FT S 130.87 FT W 332.84 FT S 50FT TO POB & PARCEL B: COM SW COR OF NW1/4 E 45.18 FT TO POB N 130.87 FT E 333.66 FT S 130.87 FT W 333 |
| Legal Range | 24W |
| Legal Township | 04N |
| Legal Section | 15 |
| Legal Block | 4 |
| Legal Lot Number | 4D |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 20102 |
Source: Okaloosa County records · APN C56-000-598-8217-5
Assessment roll updated December 31, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6589 OLD RIVER RD, BAKER, FL 32531-8142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2020 | Warranty Deed, Transfer · VA Mortgage CERTAINTY HOME LOANS LLC |
| Aug 09, 2017 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 11, 2020 · Amount on Record |
| Deed Sale | Jun 11, 2020 · Amount on Record |
| Prior Sale | Aug 09, 2017 · Amount on Record |
| Deed Document Number | 20203364987 |
| Deed Book / Page | 3468 / 1684 |
| Prior Transfer Date | Feb 25, 2005 |
| Prior Transfer Doc | 0025970507 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 11, 2020 |
| Property Address | 6589 OLD RIVER RD, BAKER, FL 32531-8142 |
| Document Number | 0034681684 |
| Book / Page | 3468 / 1684 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 3364987 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2021 |
| Title Company | SETCO SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 BEL AIRE DRIVE, 1, CRESTVIEW, FL 32531 |
| Name | Verified Name |
|---|---|
| Address | 6589 RIVER RD, BAKER, FL 32531 |
| Document Number | 34681686 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 3468/1686 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 09, 2017 |
| Property Address | 6589 OLD RIVER RD, BAKER, FL 32531-8142 |
| Document Number | 0033122478 |
| Book / Page | 003312 / 002478 |
| Instrument Date | Aug 07, 2017 |
| Instrument | 3152773 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6589 OLD RIVER RD BAKER FL 325318142, BAKER, FL 32531-8142 |
| Document Number | 33122481 |
|---|---|
| Date | Aug 09, 2017 |
| Book Page | 003312/002481 |
| Instrument | 3152773 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 08, 2047 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $117.00 (+13.59%) Homeowner's exemption Veteran's exemption | $264,582 (+5.99%) | $347,734 (+4.91%) Land $34,665 Building $313,069 |
| 2023 | $103.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $249,636 (+3%) | $331,467 (+8.5%) Land $29,451 Building $302,016 |
| 2022 | $103.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $242,365 | $305,505 Land $27,525 Building $277,980 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
Based on FCC filings for 10 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BAKER WATER SYSTEM, INC. serves 2,930 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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