661 Vaill Point Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 661 Vaill Point Rd, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 1966
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,480 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`184740-0000`

Property Details

APN / Parcel Number

Primary APN	`184740-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	3,004 sqft
1st Floor Area	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	163 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	338 sqft
Porch	Finished Screened Porch
Porch Area	404 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	661 VAILL POINT RD
City	SAINT AUGUSTINE
State	FL
Zip	32086-6810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	10-80 VAILL POINT TERRACE UT 1 LOTS 6 & 7 OR1332/911
Legal Range	30E
Legal Township	08S
Legal Section	48
Legal Subdivision	VAILL POINT TERRACE UNIT 1
Legal Block	1
Legal Lot Number	6,7
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1023
Census Tract	21211

Owner

Source: St. Johns County records · APN 184740-0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	661 VAILL POINT RD, SAINT AUGUSTINE, FL 32086-6810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	661 VAILL POINT RD, SAINT AUGUSTINE, FL 32086-6810
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	661 VAILL POINT RD, SAINT AUGUSTINE, FL 32086-6810

Mortgage

Document Number	0057451557
Date	Apr 25, 2023
Book Page	5745/1557
Instrument	2023031001

Lender

Name	AMERIS BANK
Type	Bank
Address	SAINT AUGUSTINE, FL 32086

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 12, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,468 (+2.7%)	$438,612 (+5.27%) Land $140,000 Building $298,612
2025	$2,480.00 (+14.13%) Homeowner's exemption	$198,119 (+2.9%)	$416,660 (+5.29%) Land $140,000 Building $276,660
2024	$2,173.00 (+2.16%) Homeowner's exemption	$192,535 (+3%)	$395,723 (+7.32%) Land $140,000 Building $255,723
2023	$2,127.00 (+3.5%) Homeowner's exemption	$186,927 (+3%)	$368,715 (+10.47%) Land $140,000 Building $228,715
2022	$2,055.00 Homeowner's exemption	$181,483	$333,770 Land $140,000 Building $193,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	6 (2016–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 259 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.