St. Johns County property record for 637 Vaill Point Rd, Saint Augustine, FL 32086
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 3 ba · 3,517 sqft · built 1966 |
| Lot Size | 0.71 acres (30,927 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $388,500 (Jul 2015) |
| Tax Bill | $5,676 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 184730-0000 |
| Primary APN | 184730-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 3,517 sqft Living Area |
| Gross Area | 4,117 sqft |
| 1st Floor Area | 2,701 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,927 sqft (0.71 acres) |
| Lot Dimensions | 190 ft deep x 163 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 296 sqft |
| Deck Area | 756 sqft |
| Patio Area | 867 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 637 VAILL POINT RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-6810 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RS2 |
| Legal Description | 10-80 VAILL POINT TERRACE UT 1 LOT 4 OR4059/1273 & 6108/1408 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 48 |
| Legal Subdivision | VAILL POINT TERRACE UNIT 1 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 21211 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 637 VAILL POINT RD, SAINT AUGUSTINE, FL 32086-6810 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Jan 26, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Dec 19, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 20, 2015 · Amount on Record |
| Deed Sale | Jul 20, 2015 · Amount on Record |
| Prior Sale | Jul 25, 2008 · Amount on Record |
| Deed Document Number | 201545339 |
| Deed Book / Page | 4059 / 1273 |
| Prior Transfer Date | May 14, 2003 |
| Prior Transfer Doc | 0000033516 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 637 VAILL POINT RD, SAINT AUGUSTINE, FL 32086-6810 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051601771 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 5160/1771 |
| Instrument | 2021008640 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 637 VAILL POINT RD, SAINT AUGUSTINE, FL 32086-6810 |
| Document Number | 0048560139 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 637 VAILL POINT RD ST AUGUSTINE FL 320866810, ST AUGUSTINE, FL 32086-6810 |
| Document Number | 0048560139 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 004856/000139 |
| Instrument | 96872 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $452,283 (+2.7%) | $626,175 (+3.95%) Land $128,800 Building $497,375 | |
| 2025 | $5,676.00 (+12.11%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $440,392 (+2.9%) | $602,372 (+0.22%) Land $128,800 Building $473,572 |
| 2024 | $5,063.00 (+1.97%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $427,981 (+3%) | $601,044 (+0.72%) Land $128,800 Building $472,244 |
| 2023 | $4,965.00 (+2.77%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $415,516 (+3%) | $596,758 (+22.17%) Land $128,800 Building $467,958 |
| 2022 | $4,831.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $403,414 | $488,454 Land $128,800 Building $359,654 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 6 (2016–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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