661 Union St, Encinitas, CA 92024 Property Records

San Diego County property record for 661 Union St, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 1987
Square Footage3,425 sqft Living Area
Lot Size41,818 sqft (0.96 acres)
GarageCarport
Last Sale$2,900,000 (2026)
Tax Bill$6,505.00 (2025)

Property Details

APN / Parcel Number

Primary APN256-330-39-00
Alternative APN
  • 2563302000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms5 Rooms
Building Area3,425 sqft Living Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area41,818 sqft (0.96 acres)
Parking Spaces4 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Old Parcel Number2563302000
Street Address661 UNION ST
CityENCINITAS
StateCA
Zip92024-2733
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSEC 10-13-4W SWQ (EX ST&WIDS)ELY PAR PER ROS 3728 IN NWQ OF
Legal Range04W
Legal Township13
Legal Section10
Legal Block2
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2002
Census Tract17603

Owner

Source: San Diego County records · APN 256-330-39-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address28808 MOUNTAIN MEADOW RD, ESCONDIDO, CA 92026-6915
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2026Grant Deed, Transfer · Building or Construction Mortgage
FIRST AMERICAN TITLE COMPANY
Oct 02, 2017Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Aug 20, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 06, 2026 · Amount on Record
Deed SaleJul 06, 2026 · Amount on Record
Deed Doc Number2026192791
Prior Transfer DateMar 19, 2026
Prior Transfer Doc0000083077
Record RefreshedSep 20, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 06, 2026
Property Address661 UNION ST, ENCINITAS, CA 92024-2733
Document Number0000192791
Instrument DateMay 14, 2026
Instrument2026192791
Transaction TypeTransfer
Record UpdatedJul 15, 2026
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$322,190.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28808 MOUNTAIN MEADOW RD, ESCONDIDO, CA 92026-6915

Mortgage

Document Number0000192792,
DateJul 06, 2026
Instrument2026192792
Lender
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 01, 2027
Interest
Rate6.51%
Max Rate-1%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address661 UNION ST, ENCINITAS, CA 92024-2733
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000453762
DateOct 02, 2017
Instrument2017-0453762
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2047

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address661 UNION ST, ENCINITAS, CA 92024-2733
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySOLIDIFI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000340756
DateAug 20, 2018
Instrument2018-0340756
Lender
NameUS BANK NA
TypeBank
AddressLA JOLLA, CA 92037
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$485,435 (+2%) Land $161,728 Building $323,707
2025$6,505.00 (+8.22%) Homeowner's exemption$475,917 (+4.04%) Land $158,557 Building $317,360
2024$6,011.00 (+16.18%)
2023$5,174.00 (-3.47%) Homeowner's exemption$457,439 Land $152,401 Building $305,038
2022$5,360.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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