San Diego County property record for 645 Union St, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 1979 |
| Square Footage | 4,177 sqft Living Area |
| Lot Size | 1.01 acres |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (1983) |
| Tax Bill | $6,187.00 (2025) |
| Primary APN | 256-330-10-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 4,177 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Tudor Style |
| Exterior Material | Wood Siding Exterior |
| Roof Material | Wood Shingle Roof |
| Lot Area | 43,996 sqft |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 645 UNION ST |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-2733 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEC 10-13-4W POR |
| Legal Range | 04W |
| Legal Township | 13 |
| Legal Section | 10 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 17603 |
Source: San Diego County records · APN 256-330-10-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 236071, ENCINITAS, CA 92023-6071 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 23, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 23, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 06, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Jul 19, 2018 | Quit Claim Deed, Transfer Quitclaim Document |
| May 30, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage BANK AMERICA FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 13, 1983 · Amount on Record |
| Deed Sale | Jun 13, 1983 · Amount on Record |
| Deed Doc Number | 1983197310 |
| Last Transfer Date | Jun 11, 2020 |
| Transfer Doc | 0000325214 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 645 UNION ST, ENCINITAS, CA 92024-2733 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000320816 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2021-0320816 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 23, 2020 |
| Property Address | 645 UNION ST, ENCINITAS, CA 92024-2733 |
| Document Number | 0000325214 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 325214 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 645 UNION ST ENCINITAS CA 920242733, ENCINITAS, CA 92024-2733 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 23, 2020 |
| Property Address | 645 UNION ST, ENCINITAS, CA 92024-2733 |
| Document Number | 0000325215 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 325215 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 645 UNION ST ENCINITAS CA 920242733, ENCINITAS, CA 92024-2733 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 645 UNION ST, ENCINITAS, CA 92024-2733 |
| Document Number | 0000444889 |
| Instrument Date | Sep 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2019 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 645 UNION ST ENCINITAS CA 920242733, ENCINITAS, CA 92024-2733 |
| Document Number | 0000444889 |
|---|---|
| Date | Oct 07, 2019 |
| Instrument | 444889 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 19, 2018 |
| Property Address | 645 UNION ST, ENCINITAS, CA 92024-2733 |
| Document Number | 0000295420 |
| Instrument Date | Jul 14, 2018 |
| Instrument | 295420 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2018 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 645 UNION ST ENCINITAS CA 920242733, ENCINITAS, CA 92024-2733 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 30, 2018 |
| Property Address | 645 UNION ST, ENCINITAS, CA 92024-2733 |
| Document Number | 0000217244 |
| Instrument Date | May 16, 2018 |
| Instrument | 2018-0217244 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 645 UNION ST, ENCINITAS, CA 92024-2733 |
| Document Number | 0000217245 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 2018-0217245 |
| Name | BANK AMERICA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $586,312 (+2%) Land $211,313 Building $374,999 | |
| 2025 | $6,187.00 (+6.16%) Homeowner's exemption | $574,817 (+4.04%) Land $207,170 Building $367,647 |
| 2023 | $5,828.00 (+2.07%) Homeowner's exemption | $552,498 Land $199,126 Building $353,372 |
| 2022 | $5,710.00 |
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