661 Emerald St, Imperial, CA 92251 Property Records

Imperial County property record for 661 Emerald St, Imperial, CA 92251

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,821 sqft · built 2007
Lot Size	0.142 acres (6,162 sqft)
Owner	2 Individual Names on File
Last Sale	$271,000 (Mar 2008)
Tax Bill	$5,452 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`064-253-016-000`

Property Details

APN / Parcel Number

Primary APN	`064-253-016-000`
Alternative APN	`043963016000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,821 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	6,162 sqft (0.142 acres)
Garage Type	Attached
Garage Area	711 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	661 EMERALD ST
City	IMPERIAL
State	CA
Zip	92251-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 58 DESERT MIRAGE ESTATES UNIT NO 2 CITY OF IMPERIAL
Legal Subdivision	DESERT MIRAGE ESTATES 02
Legal Block	5
Legal Lot Number	58
Jurisdiction	IMPERIAL CA
Township / Civil Division	IMPERIAL
Census Block Group	5
Census Block	5029
Census Tract	11002

Owner

661 Emerald St is owned and occupied by two individuals who bought it in March 2008.

Source: Imperial County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	661 EMERALD ST, IMPERIAL, CA 92251-2513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
May 10, 2019	Quit Claim Deed, Mortgage RABOBANK
Apr 21, 2017	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2008 · Amount on File
Deed Sale	Mar 19, 2008 · Amount on File
Deed Document Number	20087799
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	661 EMERALD ST, IMPERIAL, CA 92251-2513
Transaction Type	Mortgage
Record Updated	Jun 17, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	661 EMERALD ST, IMPERIAL, CA 92251-2513

Mortgage

Document Number	0000010802
Date	May 12, 2022
Instrument	2022010802

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2052

May 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	IMPERIAL CA
Recording Date	May 10, 2019
Property Address	661 EMERALD ST, IMPERIAL, CA 92251-2513
Document Number	0000008218
Instrument Date	May 3, 2019
Instrument	8218
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2351 S 4TH ST EL CENTRO CA 922436004, EL CENTRO, CA 92243-6004

Mortgage

Document Number	8219
Date	May 10, 2019
Instrument	8219

Lender

Name	RABOBANK
Type	Bank
Address	FRESNO, CA 93720

Agreement

Amount	Amount on Record

Interest

Rate	2%

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	IMPERIAL CA
Property Address	661 EMERALD ST, IMPERIAL, CA 92251-2513
Document Number	0000011284
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	661 EMERALD ST IMPERIAL CA 922512513, IMPERIAL, CA 92251-2513

Mortgage

Document Number	0000011284
Date	May 16, 2017
Instrument	11284

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 15, 2047

Interest

Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 661 Emerald St was $5,452.

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	Imperial City
Unified School District	Imperial Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$382,970 (+2%) Land $80,378 Building $302,592
2025	$5,452.00	$375,461 Land $78,802 Building $296,659
2023	$5,332.00 (+3.01%)	$360,884 Land $75,743 Building $285,141
2022	$5,176.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 661 Emerald St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 661 Emerald St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF IMPERIAL serves 22,102 people · EPA ID CA1310006
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2018 Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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