657 Emerald St, Imperial, CA 92251 Property Records

Imperial County property record for 657 Emerald St, Imperial, CA 92251

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,511 sqft · built 2007
Lot Size	0.141 acres (6,158 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,500 (Aug 2022)
Tax Bill	$6,469 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`064-253-017-000`

Property Details

APN / Parcel Number

Primary APN	`064-253-017-000`
Alternative APN	`043963017000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,511 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	6,158 sqft (0.141 acres)
Garage Type	Attached
Garage Area	711 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	657 EMERALD ST
City	IMPERIAL
State	CA
Zip	92251-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 57 DESERT MIRAGE ESTATES UNIT NO 2 CITY OF IMPERIAL
Legal Subdivision	DESERT MIRAGE ESTATES 02
Legal Block	5
Legal Lot Number	57
Jurisdiction	IMPERIAL CA
Township / Civil Division	IMPERIAL
Census Block Group	5
Census Block	5029
Census Tract	11002

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	657 EMERALD ST, IMPERIAL, CA 92251-2513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Aug 11, 2022	Grant Deed, Transfer · FHA Mortgage PRIMELENDING
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage INSPIRE HM LNS INC
May 10, 2019	Quit Claim Deed, Mortgage RABOBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Deed Document Number	202217217
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	657 EMERALD ST, IMPERIAL, CA 92251-2513
Transaction Type	Mortgage
Record Updated	Dec 14, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 EMERALD ST, IMPERIAL, CA 92251-2513

Mortgage

Document Number	0000017455
Date	Nov 13, 2023
Instrument	2023017455

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Sep 1, 2052

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Aug 11, 2022
Property Address	657 EMERALD ST, IMPERIAL, CA 92251-2513
Document Number	0000017217
Map Reference	MB 24 PG 88
Instrument Date	Jul 20, 2022
Instrument	2022017217
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	657 EMERALD ST, IMPERIAL, CA 92251-2513

Mortgage

Document Number	0000017218
Date	Aug 11, 2022
Instrument	2022017218

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	657 EMERALD ST, IMPERIAL, CA 92251-2513
Document Number	0000011883
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	657 EMERALD ST IMPERIAL CA 922512513, IMPERIAL, CA 92251-2513

Mortgage

Document Number	0000011883
Date	Jul 14, 2020
Instrument	11883

Lender

Name	INSPIRE HM LNS INC
Address	BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 13, 2035

May 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	IMPERIAL CA
Recording Date	May 10, 2019
Property Address	657 EMERALD ST, IMPERIAL, CA 92251-2513
Document Number	0000008218
Instrument Date	May 3, 2019
Instrument	8218
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2351 S 4TH ST EL CENTRO CA 922436004, EL CENTRO, CA 92243-6004

Mortgage

Document Number	8219
Date	May 10, 2019
Instrument	8219

Lender

Name	RABOBANK
Type	Bank
Address	FRESNO, CA 93720

Agreement

Amount	Amount Recorded

Interest

Rate	2%

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	Imperial City
Unified School District	Imperial Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$477,011 (+6.12%) Land $74,284 Building $402,727
2025	$6,469.00 (+1.92%)
2023	$6,347.00 (+39.22%)	$449,500 Land $70,000 Building $379,500
2022	$4,559.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF IMPERIAL serves 22,102 people · EPA ID CA1310006
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2018 Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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