358 E North St, Spencer, IN 47460 Property Records

Owen County property record for 358 E North St, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 756 sqft · built 1920
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Tax Bill	$227 (2025)
Deeds & Mortgages	Apr 2026 Transfer Aug 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-10-21-300-400.240-028`

Property Details

APN / Parcel Number

Primary APN	`60-10-21-300-400.240-028`
Alternative APN	`00001037897`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	756 sqft Living Area
1st Floor Area	756 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1940
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	35 ft deep x 30 ft wide
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00001037897
Street Address	358 E NORTH ST
City	SPENCER
State	IN
Zip	47460-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARKS PT LOT 11 WARKS LOT 12 LIFE ESTATE TO LARRY & CLARA GOWIN
Legal Subdivision	WARKS ADD
Legal Lot Number	11,12
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4023
Census Tract	955800

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	385 E NORTH ST, SPENCER, IN 47460-1437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 16, 2017	Quit Claim Deed, Transfer Quitclaim
Jul 31, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 31, 2026
Transfer Doc	0000243201
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OWEN IN
Recording Date	Apr 1, 2026
Property Address	358 E NORTH ST, SPENCER, IN 47460-1438
Document Number	0000243201
Instrument Date	Mar 31, 2026
Instrument	2026243201
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OWEN IN
Recording Date	Aug 16, 2017
Property Address	358 E NORTH ST, SPENCER, IN 47460-1438
Document Number	209989
Instrument Date	Aug 15, 2017
Instrument	209989
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	358 E NORTH ST, SPENCER, IN 47460-1438

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	OWEN IN
Recording Date	Jul 31, 2017
Property Address	358 E NORTH ST, SPENCER, IN 47460-1438
Document Number	209790
Instrument Date	Jul 25, 2017
Instrument	209790
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	358 E NORTH ST, 358, SPENCER, IN 47460-1438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Municipality	Spencer Town
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$227.00 (-38.32%) Homeowner's exemption	$69,000 (+12.75%) Land $7,100 Building $61,900	$69,000 (+12.75%) Land $7,100 Building $61,900
2024	$368.00 (+6.05%)
2023	$347.00 (+13.4%)	$61,200 Land $5,200 Building $56,000	$61,200 Land $5,200 Building $56,000
2022	$306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	49 (1993–2025)
Claims Outside the SFHA	3 of 49
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 24 claims Severe Winter Storms And Flooding, Jan 2005 · 16 claims Severe Storms, Tornadoes, And Flooding, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BBP WATER COMPANY serves 9,903 people · EPA ID IN5260001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: South Central Indiana REMC.

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