661 Cliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 661 Cliff Dr, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2008
Square Footage2,659 sqft Living Area
Lot Size8,538 sqft (0.196 acres)
GarageAttached, 572 sqft
Last Sale$2,050,000 (2024)
Tax Bill$24,785.00 (2025)

Property Details

APN / Parcel Number

Primary APN043-061-19
Alternative APN
  • 043-061-19-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Building Area2,659 sqft Living Area
Gross Area3,231 sqft Gross Area
Stories3 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2008
Architectural StyleContemporary Style
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof MaterialWood Shingle Roof
Lot Area8,538 sqft (0.196 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area572 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address661 CLIFF DR
CityAPTOS
StateCA
Zip95003-5325
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTR 38
Legal SubdivisionRIO DEL MAR COUNTRY CLUB TR 38
Legal Tract38
Legal Block71
Legal Lot Number62
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup2
Census Block2002
Census Tract122205

Owner

Source: Santa Cruz County records · APN 043-061-19

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2630 J ST, SACRAMENTO, CA 95816-4313
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2022Deed of Trust, Mortgage · Line of Credit
PROVIDENT CU
Sep 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 25, 2024 · Amount on Record
Deed SaleJul 25, 2024 · Amount on Record
Prior SaleJan 31, 2012 · Amount on Record
Deed Doc Number202414177
Prior Transfer DateNov 24, 2012
Prior Transfer Doc0000013518
Record RefreshedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address661 CLIFF DR, APTOS, CA 95003-5325
Transaction TypeMortgage
Record UpdatedAug 08, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address661 CLIFF DR, APTOS, CA 95003-5325

Mortgage

Document Number0000021874
DateJul 29, 2022
Instrument2022-0021874
Lender
NamePROVIDENT CU
TypeCredit Union
AddressREDWOOD CITY, CA 94065
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address661 CLIFF DR, APTOS, CA 95003-5325
Transaction TypeMortgage
Record UpdatedSep 23, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address661 CLIFF DR, APTOS, CA 95003-5325

Mortgage

Document Number0000045558
DateSep 02, 2021
Instrument2021-0045558
Lender
NamePROVIDENT CU
TypeCredit Union
AddressREDWOOD CITY, CA 94065
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$2,091,000 (+2%) Land $1,672,800 Building $418,200
2025$24,785.00 (+157.99%)$2,050,000 (+168.19%) Land $1,640,000 Building $410,000
2023$9,607.00 (+2.28%)$764,396 Land $427,378 Building $337,018$1,385,190
2022$9,393.00

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