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642 Cliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 642 Cliff Dr, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1984
Square Footage2,173 sqft Living Area
Lot Size6,882 sqft (0.158 acres)
OccupancyOwner Occupied
Last Sale$825,000 (2012)
Tax Bill$13,016.00 (2025)

Property Details

APN / Parcel Number

Primary APN043-131-44
Alternative APN
  • 043-131-44-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,173 sqft Living Area
Gross Area2,613 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area6,882 sqft (0.158 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage
Deck Area88 sqft Deck
Patio Area88 sqft Patio
TopographySteep Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address642 CLIFF DR
CityAPTOS
StateCA
Zip95003-5322
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPARCEL MAPS 38 PG 48
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1001
Census Tract122205

Owner

Source: Santa Cruz County records · APN 043-131-44

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address642 CLIFF DR, APTOS, CA 95003-5322
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Dec 15, 2020Correction Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jun 16, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
FIRST SAVINGS BANK
Jun 16, 2020Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 21, 2012 · Amount on Record
Deed SaleAug 21, 2012 · Amount on Record
Prior SaleJun 02, 2006 · Amount on Record
Deed Doc Number201239683
Last Transfer DateDec 07, 2020
Transfer Doc0000054040
Record RefreshedSep 20, 2026

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateDec 15, 2020
Property Address642 CLIFF DR, APTOS, CA 95003-5322
Document Number0000054038
Map ReferenceVOL 38 PG 48
Instrument DateDec 07, 2020
Instrument2020-0054038
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address642 CLIFF DR, APTOS, CA 95003-5322

Mortgage

Document Number0000054039
DateDec 15, 2020
Instrument2020-0054039
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2036

December 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 15, 2020
Property Address642 CLIFF DR, APTOS, CA 95003-5322
Document Number0000054040
Instrument DateDec 07, 2020
Instrument54040
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address642 CLIFF DR APTOS CA 950035322, APTOS, CA 95003-5322

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJun 16, 2020
Property Address642 CLIFF DR, APTOS, CA 95003-5322
Document Number0000020973
Map ReferenceVOL 38 PG 48
Instrument DateJun 10, 2020
Instrument2020-0020973
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 CLIFF DR, APTOS, CA 95003-5322

Mortgage

Document Number0000020974
DateJun 16, 2020
Instrument2020-0020974
Lender
NameFIRST SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2035

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 16, 2020
Property Address642 CLIFF DR, APTOS, CA 95003-5322
Document Number0000020975
Instrument DateJun 10, 2020
Instrument20975
Transaction TypeTransfer
Record UpdatedJul 02, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address642 CLIFF DR APTOS CA 950035322, APTOS, CA 95003-5322

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,036,248 (+2%) Land $621,749 Building $414,499
2025$13,016.00 (+10.06%) Homeowner's exemption$1,015,929 (+4.04%) Land $609,557 Building $406,372
2023$11,826.00 (+2.19%) Homeowner's exemption$976,480 Land $585,888 Building $390,592$1,731,420
2022$11,573.00

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