661 Black Plain Rd, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 661 Black Plain Rd, North Smithfield, RI 02896

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,638 sqft · built 2020
Lot Size	2.6 acres (113,352 sqft)
Owner	2 Trust Names on File
Last Sale	$157,000 (Jun 2001)
Tax Bill	$9,062 (2025)
Deeds & Mortgages	Mar 2026 Sale Aug 2022 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`NSMI M:0011 L:0190`

Property Details

APN / Parcel Number

Primary APN	`NSMI M:0011 L:0190`
Alternative APN	`307`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
Gross Area	4,888 sqft
1st Floor Area	1,638 sqft
Basement Area	2,880 sqft
Unfinished Basement	1,638 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	113,352 sqft (2.6 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	307
Street Address	661 BLACK PLAIN RD
City	NORTH SMITHFIELD
State	RI
Zip	02896-9569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	190
Jurisdiction	NORTH SMITHFIELD RI
Township / Civil Division	NORTH SMITHFIELD
Census Block Group	2
Census Block	2001
Census Tract	12803

Owner

661 Black Plain Rd is owner-occupied and held in a trust since June 2022.

Source: North Smithfield Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	661 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9569
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Warranty Deed, Transfer
Aug 3, 2022	Warranty Deed, Transfer
Jan 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Jul 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
May 26, 2021	Deed, Transfer
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU
Nov 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2001 · Amount on File
Deed Sale	Jun 15, 2001 · Amount on File
Deed Book / Page	213 / 745
Last Transfer Date	Jun 13, 2022
Transfer Doc	000948-137
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Mar 23, 2026
Property Address	661 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9569
Document Number	001043-293
Book / Page	1043 / 293
Instrument Date	Mar 17, 2026
Instrument	56206
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	661 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9569

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Aug 3, 2022
Property Address	661 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9569
Document Number	000948-137
Book / Page	948 / 137
Instrument Date	Jun 13, 2022
Instrument	49171
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	661 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9569

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	661 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9569
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000931-242
Date	Jan 27, 2022
Book Page	931/242
Instrument	47892

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	661 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9569
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000906-182
Date	Jul 12, 2021
Book Page	906/182
Instrument	46110

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	May 26, 2021
Property Address	661 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9569
Document Number	901-105
Book / Page	901 / 105
Instrument Date	May 24, 2021
Instrument	45717
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	661 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9569

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	661 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9569
Document Number	845-69
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	661 BLACK PLAIN RD NORTH SMITHFIELD RI 028969569, NORTH SMITHFIELD, RI 02896-9569

Mortgage

Document Number	845-69
Date	Apr 3, 2020
Book Page	000845/000069
Instrument	41950

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 2, 2035

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	661 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9569
Document Number	845-60
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	661 BLACK PLAIN RD NORTH SMITHFIELD RI 028969569, NORTH SMITHFIELD, RI 02896-9569

Mortgage

Document Number	845-60
Date	Apr 3, 2020
Book Page	000845/000060
Instrument	41948

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	661 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9569
Document Number	799-90
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Dec 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	661 BLACK PLAIN RD NORTH SMITHFIELD RI 028969569, NORTH SMITHFIELD, RI 02896-9569

Mortgage

Document Number	799-90
Date	Nov 19, 2018
Book Page	000799/000090

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 661 Black Plain Rd was $9,062.

Source: North Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Smithfield Town
Unified School District	North Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,062.00	$788,000 Land $181,300 Building $606,700	$641,640
2023	$8,710.00 (+2.45%)	$611,200 (-) Land $153,300 Building $457,900
2022	$8,502.00	$611,200 Land $153,300 Building $457,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 661 Black Plain Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 661 Black Plain Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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