641 Black Plain Rd, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 641 Black Plain Rd, North Smithfield, RI 02896

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,148 sqft · built 1979
Lot Size	22.1 acres (966,814 sqft)
Owner	2 Company Names on Record
Tax Bill	$10,504 (2025)
Deeds & Mortgages	Jan 2023 Transfer Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`NSMI M:0011 L:0026`

Property Details

APN / Parcel Number

Primary APN	`NSMI M:0011 L:0026`
Alternative APN	`3270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,148 sqft Total Area
Gross Area	4,412 sqft
1st Floor Area	1,316 sqft
Basement Area	1,280 sqft
Unfinished Basement	1,280 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	966,814 sqft (22.1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3270
Street Address	641 BLACK PLAIN RD
City	NORTH SMITHFIELD
State	RI
Zip	02896-9569
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Lot Number	26
Jurisdiction	NORTH SMITHFIELD RI
Township / Civil Division	NORTH SMITHFIELD
Census Block Group	2
Census Block	2001
Census Tract	12803

Owner

Source: North Smithfield Town records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	641 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9569
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INTERFIRST MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 23, 2022
Transfer Doc	000959-258
Record Updated	Oct 29, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Jan 3, 2023
Property Address	641 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9569
Document Number	000959-258
Book / Page	959 / 258
Instrument Date	Dec 23, 2022
Instrument	50042
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	641 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9569

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	641 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-9569
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	919-59
Date	Oct 14, 2021
Book Page	919/59
Instrument	46982

Lender

Name	INTERFIRST MORTGAGE COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2031

Tax Assessment & Valuation

Source: North Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Smithfield Town
Unified School District	North Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,504.00 (-20.56%)	$620,081 (-9.03%) Land $170,381 Building $449,700
2023	$13,223.00 (+2.42%)	$681,614 (-) Land $363,614 Building $318,000
2022	$12,910.00	$681,614 Land $363,614 Building $318,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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