Howard County property record for 6609 Rising Waves Way, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,404 sqft · built 1997 |
| Lot Size | 0.395 acres (17,207 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,150,000 (Apr 2024) |
| Tax Bill | $15,200 (2026) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jan 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-118652 |
| Primary APN | 15-118652 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,404 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 17,207 sqft (0.395 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 341 sqft |
| Deck Area | 332 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 118652 |
|---|---|
| Street Address | 6609 RISING WAVES WAY |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-6053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 118 17,207 SQ 6609 RISING WAVES WAY VIL RIVER HILL S2 A6 PH2 |
| Legal Subdivision | COLMBIA VILLAGE OF RIVER HILL AREA 6 |
| Legal Phase | 2 |
| Legal Lot Number | 118 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 605505 |
6609 Rising Waves Way is held in a trust since April 2024.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 426 AUDS LN, PASADENA, MD 21122-5634 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2024 | Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Jan 26, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Jun 12, 2018 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2024 · Amount on File |
| Deed Sale | Apr 17, 2024 · Amount on File |
| Prior Sale | Jun 12, 2018 · Amount on File |
| Deed Book / Page | 22318 / 333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 17, 2024 |
| Property Address | 6609 RISING WAVES WAY, COLUMBIA, MD 21044-6053 |
| Document Number | 0223180333 |
| Book / Page | 22318 / 333 |
| Map Reference | PL MDR 12419 |
| Instrument Date | Apr 5, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2024 |
| Title Company | CHARTER TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 426 AUDS LN, PASADENA, MD 21122-5634 |
| Document Number | 0223180339 |
|---|---|
| Date | Apr 17, 2024 |
| Book Page | 22318/339 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6609 RISING WAVES WAY, COLUMBIA, MD 21044-6053 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2024 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 6609 RISING WAVES WAY, COLUMBIA, MD 21044-6053 |
| Document Number | 0222430173 |
|---|---|
| Date | Jan 26, 2024 |
| Book Page | 22243/173 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6609 RISING WAVES WAY, COLUMBIA, MD 21044-6053 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | LAKESIDE TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 6609 RISING WAVES WAY, COLUMBIA, MD 21044-6053 |
| Document Number | 0200910246 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 20091/246 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 12, 2018 |
| Property Address | 6609 RISING WAVES WAY, COLUMBIA, MD 21044-6053 |
| Document Number | 0182210001 |
| Book / Page | 18221 / 001 |
| Map Reference | PL MDR12419 |
| Instrument Date | Jun 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | LAKESIDE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 6609 RISING WAVES WAY, COLUMBIA, MD 21044-6053 |
| Document Number | 0000182219 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 18221/9 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2026 property tax bill for 6609 Rising Waves Way was $15,200, up 5.5% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,200.00 (+5.5%) | $997,867 (+5.45%) | $1,049,400 (-) Land $448,100 Building $601,300 |
| 2025 | $14,408.00 | $946,333 | $1,049,400 Land $448,100 Building $601,300 |
| 2023 | $857,767 | $894,800 Land $408,100 Building $486,700 | |
| 2022 | $9,241.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6609 Rising Waves Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6609 Rising Waves Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures