6605 Rising Waves Way, Columbia, MD 21044 Property Records

Howard County property record for 6605 Rising Waves Way, Columbia, MD 21044

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,792 sqft · built 2000
Lot Size0.425 acres (18,521 sqft)
Owner2 Company Names on File
Last Sale$965,000 (Aug 2021)
Tax Bill$13,423 (2026)
Deeds & MortgagesJan 2023 Transfer
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-118644

Property Details

APN / Parcel Number

Primary APN15-118644
Alternative APN
  • 118644

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,792 sqft Total Area
Basement Area1,182 sqft
Finished Basement1,182 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area18,521 sqft (0.425 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number118644
Street Address6605 RISING WAVES WAY
CityCOLUMBIA
StateMD
Zip21044-6053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNT
Legal DescriptionLOT 117 18,521 SQ 6605 RISING WAVES WAY VIL RIVER HILL S2 A6 PH2
Legal SubdivisionVILLAGE RIVER HILL SEC 02
Legal Phase2
Legal Lot Number117
JurisdictionHOWARD MD
Township / Civil Division5, CLARKSVILLE
Census Block Group3
Census Block3004
Census Tract605505

Owner

6605 Rising Waves Way is owned by a company that acquired it in November 2022 and is owner-occupied.

Source: Howard County records, as of September 4, 2026

Owner of Record2 Company Names on File
Mailing Address6605 RISING WAVES WAY, COLUMBIA, MD 21044-6053
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2023Intrafamily Transfer, Transfer
Aug 24, 2021Deed, Transfer · Conventional Mortgage
HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2021 · Amount on File
Deed SaleAug 24, 2021 · Amount on File
Prior SaleDec 29, 2006
Deed Book / Page20833 / 23
Last Transfer DateNov 17, 2022
Transfer Doc0218490204
Record UpdatedOct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHOWARD MD
Recording DateJan 6, 2023
Property Address6605 RISING WAVES WAY, COLUMBIA, MD 21044-6053
Document Number0218490204
Book / Page21849 / 204
Map ReferencePL 12419
Instrument DateNov 17, 2022
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address6605 RISING WAVES WAY, COLUMBIA, MD 21044-6053

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateAug 24, 2021
Property Address6605 RISING WAVES WAY, COLUMBIA, MD 21044-6053
Document Number0208330023
Book / Page20833 / 23
Map ReferencePL 12419
Instrument DateAug 9, 2021
Transaction TypeTransfer
Record UpdatedSep 8, 2021
Title CompanyR AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$14,475.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address6605 RISING WAVES WAY, COLUMBIA, MD 21044-6053

Mortgage

Document Number2083329
DateAug 24, 2021
Instrument20833/29
Lender
NameHOMESPIRE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 6605 Rising Waves Way was $13,423 with a homeowner's exemption, up 1.1% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,423.00 (+1.09%) Homeowner's exemption$948,800 (+5.46%)$997,900 (-) Land $448,700 Building $549,200
2025$13,278.00 (+4.78%) Homeowner's exemption$899,700$997,900 Land $448,700 Building $549,200
2024$12,672.00
2023$798,033$850,600 Land $408,700 Building $441,900
2022$8,393.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6605 Rising Waves Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6605 Rising Waves Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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