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6609 Monroe Ave, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 6609 Monroe Ave, Eldersburg, MD 21784

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,297 sqft · built 2005
Lot Size0.388 acres (16,915 sqft)
Owner2 Individual Names on File
Last Sale$537,000 (May 2005)
Tax Bill$6,521 (2026)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN05-112036

Property Details

APN / Parcel Number

Primary APN05-112036
Alternative APN
  • 112036

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,297 sqft Total Area
Basement Area1,000 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area16,915 sqft (0.388 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area128 sqft
Deck Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number112036
Street Address6609 MONROE AVE
CitySYKESVILLE
StateMD
Zip21784-6344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-200
Legal DescriptionLT 1A - 16915 SF MONROE AVE 47-186 AMND RIDGELY PARK ANNEX
Legal SubdivisionRIDGELY PARK ANNEX
Legal Lot Number1A
JurisdictionCARROLL MD
Township / Civil Division5, FREEDOM
Census Block Group2
Census Block2005
Census Tract505206

Owner

6609 Monroe Ave is owned and occupied by two individuals who bought it in May 2005.

Source: Carroll County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address6609 MONROE AVE, SYKESVILLE, MD 21784-6344
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2005 · Amount on File
Deed SaleMay 6, 2005 · Amount on File
Prior SaleJul 15, 2004 · Amount on File
Deed Document Number200544923
Deed Book / Page4416 / 142
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address6609 MONROE AVE, ELDERSBURG, MD 21784-6344
Document Number0097380060
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJul 27, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6609 MONROE AVE ELDERSBURG MD 217846344, ELDERSBURG, MD 21784-6344

Mortgage

Document Number0097380060
DateJun 26, 2020
Book Page009738/000060
Lender
NameREVOLUTIONARY MTG
TypeMortgage Company
AddressFREDERICK, MD 21701
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 25, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 6609 Monroe Ave was $6,521 with a homeowner's exemption, up 4.8% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,521.00 (+4.84%) Homeowner's exemption$565,067$592,600 Land $151,700 Building $440,900
2025$6,220.00 Homeowner's exemption
2023$5,599.00 Homeowner's exemption$495,500$510,000 Land $151,700 Building $358,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6609 Monroe Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6609 Monroe Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEDOM DISTRICT
serves 24,867 people · EPA ID MD0060002
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2019
Haloacetic acids
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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